Au Bank Credit Card

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Grab an Au Bank Credit Card with just a click and get exciting rewards and offers

Note: It will not affect your score

Best Au Bank Credit Cards in India 2026

Au Bank Lit Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Movies | Travel | Dining | Fuel | Shopping

Reward Type

Reward Points

Welcome Benefits

Movie & Dining

3 Months of complimentary Membership of Zee5, Amazon Prime and Additional 5% cashback for Dining expenses.

Reward Redemption

Redeem Reward Points for exciting discounts and offers.

Domestic Lounge Access

2 Complimentary Airport Lounge Access Every Quarter (8 Each Year)

Travel

Complimentary access to domestic lounges in India.

Au Bank Altura Plus Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Travel

Free railway lounge access (twice each quarter)

Reward Redemption

The earned reward points can be redeemed at the AU Rewardz portal at a rate of 1 Reward Point = Re. 0.25.

Rewards Rate

1.5% cashback on all POS retail spends, 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit

Au Bank Altura Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

Rewards Rate

Cashback of 2% on utility bills, groceries, and departmental stores and cashback of 1% on all other spends.

Travel

Complimentary access to railway lounges.

Au Bank Vetta Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

International Lounge Access

1 per quarter with Priority Pass membership

Domestic Lounge Access

1 per quarter under Visa domestic lounge program

Travel

Reward Points redeemable for flight/hotel bookings on AU Rewardz portal, complimentary domestic and international airport lounge access, complimentary IRCTC loucnge access

Rewards Rate

10 Reward Points per Rs. 100 on utility bill payments (reward rate = 2.5%), 4 Reward Points per Rs. 100 on grocery and departmental store spends (reward rate = 1%), 2 Reward Points per Rs. 100 on all other retail spends except fuel (reward rate = 0.5%)

Reward Redemption

Reward Points redeemable for e-vouchers, merchandise, mobile/DTH recharges, flight/hotel bookings on AU Rewardz portal, 1 Reward Point = Rs. 0.25

Au Bank Zenith+ Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Travel | Dining | Shopping

Reward Type

Reward Points

Welcome Benefits

Movie & Dining

16 complimentary Buy One Get One movie tickets per annum, max 4 per quarter

Golf

8 complimentary golf lessons per annum, max 2 per quarter

International Lounge Access

16 complimentary international lounge access

Travel

Complimentary Taj Epicure Membership on spending Rs. 12 Lakhs in the year.

Domestic Lounge Access

4 Complimentary Lounge Access Every Quarter (16 Each Year)

Au Bank Zenith Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Movie & Dining

20 Reward Points for every Rs. 100 spent on dining at standalone restaurants

Rewards Rate

20 Reward Points for every Rs. 100 spent on dining (reward rate = 5%), 10 Reward Points for every Rs. 100 spent on international purchases and grocery & departmental stores (reward rate = 2.5%) and 5 Reward Points for every Rs. 100 spent on all other spends except fuel (reward rate = 1.25%)

Travel

Reward Points can be redeemed for flight and hotel bookings on the AU Rewardz portal and complimentary access to IRCTC lounges.

Reward Redemption

Reward Points can be redeemed for merchandise, e-vouchers, mobile or DTH recharges, flight or hotel bookings on AU Rewardz portal, 1 RP = Rs. 0.25

Domestic Lounge Access

4 per quarter with Visa domestic lounge access program

International Lounge Access

2 every quarter with Priority Pass membership

Au Bank Xcite Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Movie & Dining

Get up to 30% discount on dining across over 300 partnered restaurants.

Reward Redemption

Redeem your earned Reward Points against a number of options available on the AU Rewardz portal.

Rewards Rate

2 Reward Points on every retail spend of Rs. 100 and 15 Reward Points on dining, movies, departmental stores, and groceries.

Travel

Get free railway lounge access every year.

Domestic Lounge Access

2 complimentary railway lounge access every quarter

Au Bank Xcite Ace Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Movie & Dining

Up to 30% discount on dining across more than 300 restaurants.

Reward Redemption

The earned cashback is directly credited to your accounts.

Rewards Rate

1% cashback on monthly spends of Rs. 7,500, 2% cashback on monthly spends of Rs. 12,500, and 3% cashback on monthly spends of Rs. 20,000.

Travel

Complimentary airport and railway lounge access every year.

Domestic Lounge Access

2 complimentary domestic airport lounge access every quarter.

List of Top Au Bank Credit Cards in India

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