Au Bank Altura Plus Credit Card

The AU Small Finance Bank Altura Plus Credit Card is the superior version of the Altura Credit Card. With this lifetime free credit card, you can earn 1.5% cashback on all your POS retail spends and 2x reward points on online purchases. You can earn unlimited reward points as there is no maximum cap on them. Moreover, you also get an opportunity to earn 500 bonus Reward points every month on achieving the milestone spend.

Along with its reward and cashback offers, this card also provides its customers with complimentary railway lounge access at selected railway stations in India. Other card benefits include a spend-based waiver of the joining & annual fee, a 1% fuel surcharge waiver, zero liability protection, etc.

Check your Au Bank Altura Plus Credit Card eligibility

Grab an Au Bank Altura Plus Credit Card with just a click and get exciting rewards and offers

Note: It will not affect your score

Au Bank Altura Plus Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

reward and benefits +

Travel

Free railway lounge access (twice each quarter)

Reward Redemption

The earned reward points can be redeemed at the AU Rewardz portal at a rate of 1 Reward Point = Re. 0.25.

Rewards Rate

1.5% cashback on all POS retail spends, 1 Reward Point per Rs. 100 spent after reaching the maximum cashback limit

free & charges +

Fuel Surcharge

1% fuel surcharge waiver for all transactions between Rs. 400 & Rs. 5,000.

Cash Advance Charges

2.5% of the transacted amount or Rs. 100

Foreign Currency Markup

3.49% on all foreign currency spends.

product details +

  • 1.5% cashback on retail spends at merchant outlets.
  • Earn 500 bonus Reward Points every month.
  • 2 Reward Points on every Rs. 100 spent on online purchases.
  • 2 complimentary railway lounge access every quarter.

pros / cons +

Pros

  • You get free railway lounge access with this card.

Cons

  • There isn’t any airport lounge access provided with this card.