Au Bank Xcite Ace Credit Card

The AU Bank has recently launched the SwipeUp platform and a total of three cards are being issued on this platform as of now. The AU Bank Xcite Ace Credit Card is one of these three cards and comes with great benefits across several categories. It is a lifetime-free card and offers you better cashback benefits, higher credit limits, and better benefits compared to your existing credit card. You can earn up to 3% cashback using this card and this cashback is automatically adjusted against your card’s outstanding balance. Apart from this, you can exciting travel privileges, including free access to the domestic airport as well as railway lounges and complimentary travel-based insurance covers. The Xcite Ace Card also provides you with up to 30% discount on dining, great concierge services, a device protection plan, and many more such advantages. 

Check your Au Bank Xcite Ace Credit Card eligibility

Grab an Au Bank Xcite Ace Credit Card with just a click and get exciting rewards and offers

Note: It will not affect your score

Au Bank Xcite Ace Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

reward and benefits +

Movie & Dining

Up to 30% discount on dining across more than 300 restaurants.

Reward Redemption

The earned cashback is directly credited to your accounts.

Rewards Rate

1% cashback on monthly spends of Rs. 7,500, 2% cashback on monthly spends of Rs. 12,500, and 3% cashback on monthly spends of Rs. 20,000.

Travel

Complimentary airport and railway lounge access every year.

Domestic Lounge Access

2 complimentary domestic airport lounge access every quarter.

free & charges +

Cash Advance Charges

2.5% of the withdrawn amount, subject to a minimum fee of Rs. 100

Fuel Surcharge

1% fuel surcharge waver on all fuel purchases, up to Rs. 250 per month.

Foreign Currency Markup

3.49% of the total amount

product details +

  • Lifetime Free Credit Card.
  • Get up to 3% cashback on your spends using this card.
  • Get complimentary railway lounge access every year.
  • Get complimentary airport lounge access every year.
  • Save up to 30% on your dining spends.
  • 1% fuel surcharge waiver on all fuel purchases.
  • Get a free device protection plan and extended warranty.

pros / cons +