Au Bank Altura Credit Card

The AU Small Finance Bank Altura Credit Card is a basic cashback credit card that allows you to save a lot as you get a cashback on almost every purchase you make. You can earn a cashback of up to 2% on all your spending, which is directly credited to your account. Along with the regular cashback, you can earn Rs. 50 cashback additionally every month under the card’s milestone benefits after spending Rs. 10,000.

Keeping its customers’ travel needs in mind, the card also provides them with complimentary access to selected railway lounges in India.

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Au Bank Altura Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

reward and benefits +

Rewards Rate

Cashback of 2% on utility bills, groceries, and departmental stores and cashback of 1% on all other spends.

Travel

Complimentary access to railway lounges.

free & charges +

Cash Advance Charges

Rs. 100 or 2.5% of the cash amount withdrawn, higher of the two.

Currency Markup

3.49% on all international spends.

Fuel Surcharge

Surcharge waiver of 1% on fuel transactions between Rs. 400 and Rs. 5,000.

product details +

  • A cashback of 5% on retail spends within the first 60 days.
  • 2% cash back on groceries, departmental stores, and utility bills.
  • 1% cashback on all other spends using this credit card.
  • A cashback of Rs. 50 every month while you achieve the milestone spends.
  • Complimentary access to selected railway lounges in India.
  • Surcharge waiver of 1% on fuel transactions.
  • Zero liability protection against a lost card.

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