Kotak Mojo Platinum Credit Card

Features:

• Zero Annual Fee: The Kotak Mojo Platinum Credit Card offers a zero annual fee. This ensures that customers don’t have to pay any additional yearly costs to use the card.
• Fuel Surcharge Waiver: Customers get a 1% fuel surcharge waiver when they use the Kotak Mojo Platinum Credit Card at any petrol pump in India.
• Reward Points: The card comes with reward points that can be redeemed for various rewards like discounts on products and services, travel benefits, and more.
• Cashback Offers: Customers get up to 5% cashback on selected categories like dining, entertainment, and online shopping.
• Insurance Benefits: Customers get complimentary insurance coverage of up to Rs. 2 lakhs on their purchases made using the Kotak Mojo Platinum Credit Card.
• Easy EMIs: Customers can convert their purchases into easy EMIs using the card.
• Contactless Payments: Customers can make contactless payments using the card.
• Global Acceptance: The Kotak Mojo Platinum Credit Card is accepted at over 30 million outlets globally.

Benefits:

With this credit card, you can get 40% off on food delivery at Swiggy. Below mentioned are the offer details:

• Lifestyle Benefits: Enjoy exclusive access to premium entertainment and dining experiences, with a wide range of privileges.
• Reward Points: Earn points on all your spends and redeem them for a variety of rewards.
• Cashback: Get up to 5% cashback on select transactions.
• Airline Benefits: Enjoy discounts, benefits, and exclusive privileges on flights and stays.
• Shopping Benefits: Enjoy attractive discounts, exclusive offers, and more on all your shopping needs.
• Fuel Surcharge Waiver: Get a waiver of 1% fuel surcharge on all fuel purchases.
• Travel Insurance: Get complimentary travel insurance coverage to stay protected while travelling.
• Emergency Assistance: Get assistance with medical, legal, and travel assistance in case of an emergency.

Kotak Mojo Platinum Credit Card is a great choice for individuals who are looking to earn rewards points on their everyday spending. This card offers a host of benefits such as complimentary lounge access, accelerated rewards points, exclusive discounts and offers, and more. However, before applying for this card, it is important to consider factors such as your income, creditworthiness, and spending habits. Additionally, it is also important to review the charges and fees associated with the card to ensure it meets your financial goals.

Yes, you should go for the Kotak Mojo Platinum Credit Card. The card offers a number of great benefits such as cashback on movie, dining and grocery purchases, reward points for every purchase, fuel surcharge waiver and low interest rates. The card also has a low annual fee and no joining fee, making it an ideal choice for those looking for a good credit card.

Q.  How can I redeem my reward points?

A. Reward points can usually be redeemed through a website or app associated with the company or store where the points were earned. For example, if you earned points from a retail store, you can typically log in to their website or app and select the reward points option to see what rewards are available. You can then choose which reward you would like to redeem and complete the redemption process.

Q. Can I earn reward points on my fuel expenses?

A. Reward points are typically not offered on fuel expenses. However, some gas station may have specific loyalty programs that offer rewards for fuel purchases. Check with your local gas station or look into their website for more information.

Q. For how long are Mojo Points valid?

A. Mojo Points are valid for six months from the date of their purchase.

Q. To get the railway waiver, should I book only through IRCTC?

A. No, you do not need to book through IRCTC in order to get the railway waiver. You can approach any of the authorised railway ticket counters in order to get the waiver.