Grab an SBI Bank Credit Card with just a click and get exciting rewards and offers
Note: It will not affect your score
Here is a list of common eligibility criteria for Axis Bank credit cards:
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You can apply for an SBI Bank credit card online through the The money fair website. Just follow the steps below:
You can also apply for the SBI Bank credit card by going to the nearest SBI bank branch and filling the physical application form there. Ensure that you possess all the required documents with you.
SBI Bank offers a range of credit cards, each with different fees and charges. The fees and charges will vary depending on the type of credit card you choose. Some of the fees and charges that you may encounter when using a SBI credit card are:
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Annual Fees |
Depending on the type of SBI credit card, the annual fee charged ranges from Rs. 499 to Rs. 4,999. |
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Interest rates |
The interest rate for SBI Credit Cards ranges from 1.99% to 3.49% per month. |
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Late payment |
If the due amount is not paid by the due date, then late payment charges will be applicable. The amount of the late payment charges depends on the amount due. |
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Balance Transfer |
If you transfer the balance from your existing credit card to an SBI card, then a balance transfer fee will be applicable. The fee is usually 2.5% of the balance amount that you are transferring. |
1. What is the eligibility criteria for getting a SBI Bank Credit Card?
The eligibility criteria for getting a SBI Bank Credit Card depends on the type of card you are applying for. Generally, the eligibility criteria includes the following: Age: 18-70 years, Income: Must have a minimum annual income of Rs. 1.8 lakhs, Credit Score: Must have a good credit score, Residence: Must be a resident of India, Documents: Must submit the required documents for KYC verification
2. How to do SBI Bank credit card bill payment?
You can pay the bill on the Kotak website by logging into their internet banking portal or you can download their mobile app which also has the option of credit card bill payment. The offline method is where you can pay your bill at any Kotak branch.
3. Why was my SBI Bank credit card application rejected?
The most common reasons for credit card application rejections are insufficient income, a poor credit history, a low credit score, and an insufficient length of credit history. Other reasons could include an incorrect application, inaccurate or incomplete information, or an inability to verify your identity.
4. How can I check my credit card usage?
The best way to check your credit card usage is to review your monthly statement or log in to your online account. You can also call your credit card company's customer service line to request a detailed breakdown of your purchases.
5. Is it possible to get an SBI bank credit card without income proof?
No, it is not possible to get an SBI bank credit card without income proof. All applicants for an SBI bank credit card must provide proof of income, such as salary slips, bank statements, or tax returns.
6. What is the rate of interest on the SBI bank credit card?
The rate of interest on SBI bank credit cards varies depending on the type of credit card. Generally, the interest rate is around 3.35% per annum.
7. When can I apply for an SBI credit card?
You can apply for an SBI credit card at any time directly through the SBI website. You can also apply through the SBI branch or through a third-party vendor.
