Grab an AU Small Finance Bank Credit Card with just a click and get exciting rewards and offers
Note: It will not affect your score
Here is a list of common eligibility criteria for AU Small Finance Bank credit cards:
Credit Card Ho Toh Aisa!
It’s not just a credit card, it’s a rewards card!
Rewards & cashbacks
Instant Approval
Edge reward points
To apply for AU SFB Credit Cards, you can go to the nearest bank branch and apply for the same. To get further assistance related to credit cards, you can call the bank’s toll-free number:
AU SFB Bank offers a range of credit cards, each with different fees and charges. The fees and charges will vary depending on the type of credit card you choose. Some of the fees and charges that you may encounter when using a AU SFB credit card are:
Joining or Annual Fees |
Varies from Card to Card |
Interest Rates |
10 days from statement generation date |
Cash Advance Fees |
2.5% of amount withdrawn, subject to a minimum of Rs. 100 |
Finance Charges |
Up to 3.35% per month, accounting to 40.2% per annum from the date of withdrawal |
Late payment charges |
Less than or equal to Rs. 100: Nil |
1.Is AU SFB credit card free?
No, AU SFB credit cards are not free. They come with various fees and interest rates depending on the type of card you choose.
2. What are AU SFB credit card charges?
AU SFB credit card charges are fees that are assessed each month for having a SFB (State Farm Bank) credit card. These fees may include an annual fee, late payment fee, cash advance fee, balance transfer fee, and foreign transaction fee.
3. I have misplaced my AU SFB Credit Card and I am not the primary cardholder. Will be eligible for card liability cover?
No, you are not eligible for card liability cover in this case because you are not the primary cardholder.
4. I have an AU Altura Credit Card. Will my annual fee waive off in the second year?
No, the annual fee on the AU Altura Credit Card will not waive in the second year. However, you may be able to negotiate a lower fee or other terms with the bank that issued the card.
5. Does AU Small Finance Bank hold the right to accept/decline credit card applications?
Yes, AU Small Finance Bank holds the right to accept or decline credit card applications. The bank will take into consideration factors such as the applicant's credit score, income and other financial information when making the decision.