Login

Check your HDFC Bank Credit Card eligibility

Grab an HDFC Bank Credit Card with just a click and get exciting rewards and offers

Note: It will not affect your score

Apply for other HDFC Credit Cards

Axis Bank Credit Card Eligibility Criteria

HDFC Bank Credit Card Eligibility Criteria

The eligibility criteria for salaried individuals:

  • The minimum age should be 21 years and the maximum should be 60
  • The regular monthly income should be more than the minimum income requirement for the card you want to apply for
  • A good credit score preferably around or over 750 is also mandatory
  • You should be a non-resident Indian or an Indian citizen.

The eligibility criteria for self-employed individuals:

  • The minimum age for self-employed individuals is 21 years and the maximum is 65.
  • The regular monthly income should be higher than the minimum income requirement for the card you want to apply
  • A good credit score preferably around or above 750 is also mandatory
  • You can either be an Indian citizen or a non-resident Indian

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

Rewards & cashbacks

Instant Approval

Edge reward points

Apply Now

How to Apply For An HDFC Bank Credit Card?

You can apply for an HDFC Bank credit card online through the The money fair website. Just follow the steps below:

  • Visit The money fair to check the various HDFC credit cards available.
  • After you have chosen the card you want to apply for, go to the application page.
  • Enter some basic details and click submit. An OTP will be dispatched to your mobile.
  • Enter this OTP for verification
  • Click on ‘view eligible HDFC Bank offers and apply’

You can also apply for the HDFC Bank credit card by going to the nearest HDFC bank branch and filling the physical application form there. Ensure that you possess all the required documents with you.

Fees and Charges of HDFC Bank Credit Cards

HDFC Bank offers a range of credit cards, each with different fees and charges. The fees and charges will vary depending on the type of credit card you choose. Some of the fees and charges that you may encounter when using a HDFC Bank credit card are:

Joining or Annual Fees

Varies from Card to Card

Interest Rates

The interest rate charged on HDFC Bank Credit Cards is 3.40% per month.

Cash Advance Fees

A cash advance fee is applicable for HDFC Bank Credit Cards. The cash advance fee is 2.5% of the withdrawal amount, or a minimum of Rs. 300.

Finance Charges

HDFC Bank Credit Cards are 3.5% of the amount withdrawn or Rs. 350, whichever is higher.

Late payment charges

The late payment charges on HDFC credit cards range from Rs.100 to Rs.750, depending upon the outstanding balance.

How to Apply for HDFC Credit Card on TheMoneyFair.com

HDFC Credit Card - Apply for HDFC Credit Cards Online & Get benefits like Fuel ✓ Airline ✓ PAYBACK ✓ Lifestyle ✓ Reward Points ✓ Cashback available on HDFC Credit Card in India.

HDFC Credit Card FAQ

1. What is the eligibility criteria for getting a HDFC Bank Credit Card?

The eligibility criteria for getting a HDFC Bank Credit Card depends on the type of card you are applying for. Generally, you must be at least 18 years old and have a minimum monthly income of ₹15,000 to be eligible for an HDFC Bank Credit Card. Additionally, you must have a good credit score and a steady source of income.

2. How to do HDFC Bank credit card bill payment?

You can pay the bill on the HDFC bank website by logging into their internet banking portal or you can download their mobile app which also has the option of credit card bill payment. The offline method is where you can pay your bill at any HDFC Bank branch.

3. Why was my HDFC Bank credit card application rejected?

HDFC Bank may reject your credit card application for several reasons, such as insufficient income, a poor credit history, incorrect information on the application form, or a low CIBIL score. It is important to ensure that you provide accurate and up-to-date information in order to get your application approved. Additionally, make sure that you meet the income and credit score requirements of the card you are applying for.

4. How can I check my credit card usage?

You can typically check your credit card usage either online or via your credit card issuer's mobile app. You can also check your usage by calling your issuer and speaking to a representative.

5. Is it possible to get an HDFC bank credit card without income proof?

No, HDFC Bank does not provide credit cards without income proof. All applicants are required to submit income proof along with other documents in order to be eligible for a credit card.

6. What is the rate of interest on the HDFC bank credit card?

The rate of interest on HDFC Bank credit cards varies depending on the type of card and the customer's credit score. Generally, HDFC Bank credit cards offer rates of interest ranging from 12.75% to 42.00%.

7. When can I apply for an HDFC credit card?

You can apply for an HDFC credit card at any time. However, it may take up to four weeks for the credit card to be approved and issued.