Grab an Axis Bank Credit Card with just a click and get exciting rewards and offers
Note: It will not affect your score
Here is a list of common eligibility criteria for Axis Bank credit cards:
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You can apply for an Axis Bank credit card online through the The Money Fair website. Just follow the steps below:
You can also apply for the Axis Bank credit card by going to the nearest Axis bank branch and filling the physical application form there. Ensure that you possess all the required documents with you.
The credit card fees and charges will vary according to the card. The list shown below consists of the general fees and charges
Joining or Annual Fees |
Varies with the card |
Cash Withdrawal Fee |
2.5% on the amount withdrawn, subject to a minimum of Rs. 250 |
Cash Payment Fee |
Rs. 100 |
Finance Charges |
3.40% per month (49.36% per annum) |
Late payment charges |
Nil to 1200 depending on the balance |
1. What is the eligibility criteria for getting a Axis Bank Credit Card?
The eligibility criteria for getting a Axis Bank Credit Card depends on the individual's credit score, income and credit history. The bank also considers other factors such as age, residential address, occupation and total assets.
2. How to do Axis Bank credit card bill payment?
You can pay the bill on the Axis website by logging into their internet banking portal or you can download their mobile app which also has the option of credit card bill payment. The offline method is where you can pay your bill at any Axis branch.
3. Why was my Axis Bank credit card application rejected?
There could be several reasons why your Axis Bank credit card application was rejected. Possible reasons for rejection include a low credit score, insufficient income, incorrect information provided on the application, or an insufficient credit history.
4. How can I check my credit card usage?
The best way to check your credit card usage is to log into your online account through the card issuer's website. Most card issuers offer a secure online platform where customers can view their current balance and transaction history. Additionally, many credit cards come with a mobile app that allows customers to easily check their usage and balance.
5. Is it possible to get an Axis Bank credit card without income proof?
No, it is not possible to get an Axis Bank credit card without income proof. The bank requires you to submit documents to prove your income in order to process your application.
6. What is the rate of interest on the Axis Bank credit card?
The interest rate on Axis Bank credit cards varies depending on the type of card you have. Generally, Axis Bank credit cards have an interest rate of 3.50% per month or 42% per annum.
7. When can I apply for an Axis credit card?
You can apply for an Axis credit card online at any time. The application process is quick and easy, and you can usually get your card within a few days.