Check your KOTAK Bank Credit Card eligibility

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Note: It will not affect your score

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Axis Bank Credit Card Eligibility Criteria

Kotak Mahindra Bank Eligibility Criteria

Here is a list of common eligibility criteria for Axis Bank credit cards:

  • Age: You must be at least 18 years and above.
  • Income: You should have the minimum income required for each credit card.
  • Occupation: you can either be a salaried or self-employed individual
  • Credit Score: Your credit score should be good to get a credit card

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How to Apply For An Kotak mahindra Bank Credit Card?

You can apply for an Kotak mahindra Bank credit card online through the The money fair website. Just follow the steps below:

  • Visit The money fair to check the various Kotak mahindra credit cards available.
  • After you have chosen the card you want to apply for, go to the application page.
  • Enter some basic details and click submit. An OTP will be dispatched to your mobile.
  • Enter this OTP for verification
  • Click on ‘view eligible Kotak mahindra Bank offers and apply’

You can also apply for the Kotak mahindra Bank credit card by going to the nearest Kotak mahindra bank branch and filling the physical application form there. Ensure that you possess all the required documents with you.

Fees and Charges of Kotak mahindra Bank Credit Cards

Kotak mahindra Bank Bank offers a range of credit cards, each with different fees and charges. The fees and charges will vary depending on the type of credit card you choose. Some of the fees and charges that you may encounter when using a Kotak mahindra Bank credit card are:

Annual Fees

The annual fees for the different credit cards vary from Rs. 500 to Rs. 5,000 depending on the type of card.

Interest rates

Kotak Mahindra Bank Credit Cards have an interest rate of 3.25% per month.

Late payment

The late payment fees for Kotak Mahindra Bank credit cards range from Rs. 250 to Rs. 500 depending on the type of card.

Balance Transfer

The balance transfer fees for Kotak Mahindra Bank credit cards range from 1.5% to 2.5% of the transaction amount.

How to Apply for Kotak mahindra bank Credit Card on TheMoneyFair.com

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Kotak mahindra bank Credit Card FAQ

1. What is the eligibility criteria for getting a kotak mahindra bank Credit Card?

The eligibility criteria for availing a Kotak Mahindra Bank Credit Card are: The applicant must be at least 18 years of age. The applicant must have a regular source of income. The applicant must have a valid identity proof and a valid address proof. The applicant should have a good credit score. The applicant should have a good repayment track record.

2. How to do kotak mahindra bank credit card bill payment?

You can pay the bill on the Kotak website by logging into their internet banking portal or you can download their mobile app which also has the option of credit card bill payment. The offline method is where you can pay your bill at any Kotak branch.

3. Why was my kotak mahindra bank credit card application rejected?

Kotak Mahindra Bank may reject your credit card application for a variety of reasons, such as insufficient income or poor credit history. You can contact the bank to find out the exact reason for the rejection of your application.

4. How can I check my credit card usage?

You can check the usage of your credit card by logging into your online account with the card issuer. You can also contact the customer service line for your card issuer to get more detailed information about your credit card usage.

5. Is it possible to get an kotak mahindra bank credit card without income proof?

No, it is not possible to get a Kotak Mahindra Bank credit card without income proof. All applicants must provide proof of income in order to be considered for a credit card.

6. What is the rate of interest on the kotak mahindra bank credit card?

The rate of interest on a Kotak Mahindra Bank credit card depends on the type of card you have. It typically ranges from 15.5% to 44.0%.

7. When can I apply for an kotak mahindra bank credit card?

You can apply for a Kotak Mahindra Bank Credit Card online at any time. You can visit the bank's website to check for the latest offers and apply for a card.