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Check your IDFC Bank Credit Card eligibility

Grab an IDFC Bank Credit Card with just a click and get exciting rewards and offers

Note: It will not affect your score

Best IDFC Bank Credit Cards in India 2022

First Classic Credit Card

Annual Fees: Nil
Reward Type: NA
Joining Fees: Nil

First Wealth Credit Card

Annual Fees: Nil
Reward Type: NA
Joining Fees: Nil

First Select Credit Card

Annual Fees: Nil
Reward Type: NA
Joining Fees: Nil

First Millenia Credit Card

Annual Fees: Nil
Reward Type: NA
Joining Fees: Nil

Apply for other IDFC Credit Cards

Axis Bank Credit Card Eligibility Criteria

IDFC First Bank Credit Card Eligibility Criteria

  • The individual’s age should be minimum 21 years
  • The person should be a resident Indian
  • The applicant must belong to any one of the sourcing cities
  • The applicant, whether salaried or self-employed, must have a minimum monthly income of Rs. 25,000
  • The applicant must have a good credit score and a credit history without any payment defaults.
  • The applicant must pass all the internal policy checks conducted by IDFC First Bank.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

Rewards & cashbacks

Instant Approval

Edge reward points

Apply Now

How to Apply For An IDFC Bank Credit Card?

You can apply for an IDFC Bank credit card online through the The money fair website. Just follow the steps below:

  • Visit The money fair to check the various IDFC First bank credit cards available.
  • After you have chosen the card you want to apply for, go to the application page.
  • Enter some basic details and click submit. An OTP will be dispatched to your mobile.
  • Enter this OTP for verification
  • Click on ‘view eligible IDFC Bank offers and apply’

You can also apply for the IDFC Bank credit card by going to the nearest IDFC bank branch and filling the physical application form there. Ensure that you possess all the required documents with you.

Fees and Charges of IDFC Credit Cards

IDFC Bank offers a range of credit cards, each with different fees and charges. The fees and charges will vary depending on the type of credit card you choose. Some of the fees and charges that you may encounter when using a IDFC credit card are:

Joining or Annual Fees

Rs. 500

Interest Rate

3.5% per month

Late payment charges

Up to Rs. 500

How to Apply for IDFC Credit Card on TheMoneyFair.com

IDFC Credit Card - Apply for IDFC Credit Cards Online & Get benefits like Fuel ✓ Airline ✓ PAYBACK ✓ Lifestyle ✓ Reward Points ✓ Cashback available on IDFC Credit Card in India.

IDFC Credit Card FAQ

1. How do I apply for an IDFC Credit Card?

To apply for an IDFC Credit Card, you can visit the official website of IDFC Bank and click on the Credit Card section. You will be directed to the Credit Card page where you can choose the card type and apply for it online. Alternatively, you can also visit your nearest IDFC Bank branch and apply for a Credit Card in person.

2. What are the benefits of an IDFC Credit Card?

Some of the benefits of an IDFC Credit Card include cashback offers, reward points, balance transfer facilities, and access to a variety of discounts and offers.

3. What is the eligibility criteria for an IDFC Credit Card?

The eligibility criteria for an IDFC Credit Card are: Indian citizen, Minimum age of 18 years, Minimum annual income of Rs.1,50,000 or more, A good credit score, A valid identity proof, A valid address proof, A valid income proof.

4. What is the credit limit on an IDFC Credit Card?

IDFC Bank does not have a specific credit limit for its credit cards. Credit limits are determined on an individual basis, based on factors such as credit history, income, and other financial information.

5. What is the minimum payment on an IDFC Credit Card?

The minimum payment on an IDFC Credit Card is 5% of the total outstanding balance or a minimum of Rs. 100, whichever is higher.