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You can apply for an Standard Chartered Bank credit card online through the The money fair website. Just follow the steps below:
You can also apply for the Standard Chartered Bank credit card by going to the nearest Standard Chartered Bank branch and filling the physical application form there. Ensure that you possess all the required documents with you.
Standard Chartered Bank offers a range of credit cards, each with different fees and charges. The fees and charges will vary depending on the type of credit card you choose. Some of the fees and charges that you may encounter when using a Standard Chartered card are:
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Annual Fees |
Standard Chartered Credit Cards usually have an annual fee ranging from Rs. 499 to Rs. 5,000, depending on the card type. |
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Interest rates |
Standard Chartered Credit Cards have an annual interest rate of up to 48% p.a. |
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Late payment |
Late payment charges are applicable if the bill is not paid on time. This charge is usually 2.5% of the total amount due or Rs. 100, whichever is higher. |
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Balance Transfer |
Balance transfer fee is applicable when you transfer your existing Credit Card balance to your Standard Chartered Credit Card. This fee is usually 3% of the balance amount or Rs. 500, whichever is higher. |
1. What is the eligibility criteria for getting a Standard Chartered Bank Credit Card?
To be eligible for a Standard Chartered Bank Credit Card, you must be at least 18 years old and have a valid Indian residential address. You must also have a good credit score and a steady income to demonstrate your ability to pay your credit card bills.
2. How to do Standard Chartered Bank credit card bill payment?
You can pay the bill on the Standard Chartered website by logging into their internet banking portal or you can download their mobile app which also has the option of credit card bill payment. The offline method is where you can pay your bill at any Standard Chartered branch.
3. Why was my Standard Chartered Bank credit card application rejected?
Unfortunately, Standard Chartered Bank does not publicly disclose the reasons why a credit card application may be rejected. If your application was rejected, you should contact Standard Chartered Bank directly to better understand their decision.
4. How can I check my credit card usage?
You can check your credit card usage by logging into your online account or mobile app to view recent activity, or by contacting your credit card issuer directly. Your credit card issuer should also send you statements on a periodic basis, which will show your credit card usage for the past month.
5. Is it possible to get an Standard Chartered Bank credit card without income proof?
No, it is not possible to get a Standard Chartered Bank credit card without income proof. To apply for a Standard Chartered Bank credit card, you must provide proof of your income and other financial information.
6. What is the rate of interest on the Standard Chartered Bank credit card?
The rate of interest on the Standard Chartered Bank credit card varies depending on the type of card and the customer's credit history. Generally, the interest rate can range from 0% to 28%.
7. When can I apply for an Standard Chartered credit card?
You can apply for a Standard Chartered credit card at any time. The bank may require additional information from you to approve your application, so it's important to read and understand the bank's terms and conditions before applying.
