Key Highlights of IndusInd Bank Legend Credit Card

Axis Bank My Zone Credit Card
Best Suited for  Lifestyle and Travel
Joining Fee Rs. 9,999 (Nil, if applied through Paisabazaar)
Annual Fee Nil
Welcome Benefits Welcome reward points of 5,000 on joining
Best Feature 2 reward points for every Rs. 100 spent on weekends
The Money Fair Rating ★★★★(4/5)


  • Earn up to 4 reward points for every Rs. 100 spent on your IndusInd Bank Legend Credit Card
  • Receive up to 10% cashback on your spends across all categories
  • Get exclusive access to exclusive offers from partner brands
  • Get up to 25% off on dining bills at over 800+ restaurants across India
  • Enjoy complimentary airport lounge access at over 25+ domestic airports across India
  • Avail up to Rs. 10,000 of fuel surcharge waiver
  • Get free movie tickets worth up to Rs. 2,000 every quarter
  • Enjoy up to 20% discount on hotels and holidays
  • Get up to 5% cashback on utility bill payments
  • Enjoy up to 25% off on shopping at select lifestyle stores
  • Get special discounts on flight bookings and hotel stays


With this credit card, you can get 40% off on food delivery at Swiggy. Below mentioned are the offer details:

  • Airport lounge access: Enjoy complimentary access to more than 950 lounges across the globe with your IndusInd Bank Legend Credit Card.
  • Dining privileges: Get exclusive discounts and deals on dining bills at select restaurants.
  • Cashback offers: Earn up to 10% cashback on all your spends with your credit card.
  • Shopping privileges: Get exclusive discounts on shopping bills at select outlets and e-commerce websites.
  • Fuel surcharge waiver: Get a 1% fuel surcharge waiver on fuel spends of up to Rs.400 per month.
  • Reward points: Earn reward points on all your spends with your IndusInd Bank Legend Credit Card and redeem them for exciting gifts.
  • Interest-free cash withdrawal: Withdraw cash from your credit card without paying any interest for up to 50 days.
  • NRI services: Get tailored services and benefits for NRIs with your IndusInd Bank Legend Credit Card.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

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IndusInd Bank Legend Credit Card: Fees & Charges

The fees and charges applicable to IndusInd Bank Legend Credit Card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 9,999 (Nil, if applied through Paisabazaar)

Annual/ Renewal Fee


Finance Charges

3.83% p.m. (46% p.a.)

Late Payment Fee

  • For Statement Balance:
  • Up to Rs. 100 – Nil
  • Rs. 101 to Rs. 500 – Rs. 100
  • Rs. 501 to Rs. 1,000 – Rs. 350
  • Rs. 1,001 to Rs. 10,000 – Rs. 550
  • Rs. 10,001 to Rs. 25,000 – Rs. 800
  • Rs. 25,001 to Rs. 50,000 – Rs. 1,100
  • Above Rs. 50,000 – Rs. 1,300

Whether or not you should go for IndusInd Bank Legend Credit Card depends on your needs and financial situation. It is important to consider all the features and benefits offered by the card and compare it to other similar cards available in the market before making a final decision. Some of the benefits of the card include cashback on fuel surcharges, discounts on dining and travel, complimentary golf rounds, and rewards points. Additionally, the card has no annual fees and no joining fees.

Q.  How can we contact the customer care of IndusInd Bank?

A. The customer care of IndusInd Bank can be contacted at their 24-hour toll-free number 1800-209-0061. Customers can also email their queries to or reach out to them on their social media handles.

Q. Does IndusInd Bank Legend Credit Card offer lounge access?

A. Yes, customers can use this credit card to enjoy complimentary Priority Pass membership and one complimentary visit per quarter. Additionally, the card also includes a Travel Plus membership and his 8 free visits.

Q. What is the validity of the welcome voucher?

A. The validity of the welcome voucher typically depends on the specific offer. Check the terms and conditions of the voucher for more information.

Q. Does this credit card offer a fuel surcharge waiver?

A. The answer to this question depends on the credit card you are asking about. Some credit cards offer fuel surcharge waivers, while others do not. You should check the details of your specific credit card to see if it offers a fuel surcharge waiver.