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Key Highlights of IndusInd Bank Aura Credit Card
Axis Bank My Zone Credit Card
Best Suited for  Shopping & Travel
Joining Fee Rs. 1,500 (Nil for Priority Customers)
Annual Fee Rs. 1,500 (Reversed on spending Rs. 2.5 lakh in a year)
Welcome Benefits 6,250 EDGE reward points redeemable against multi-brand vouchers worth Rs. 2,500*
Best Feature 20 points on every Rs. 200 spent domestically or internationally via this credit card
The Money Fair Rating ★★★(3/5)

The IndusInd Bank Aura Credit Card is a premium card designed to provide customers with a range of features and benefits. It offers rewards points, cashback, complimentary airport lounge access, travel and lifestyle benefits, and more.

Activation Benefits

Activation benefits worth Rs are available. 5000 yen when joining the company. Here are the details:

  • For Priority Banking customers: 6,250 EDGE Rewards points can be redeemed for multi-brand vouchers worth Rs.2,500 when he completes 3 transactions of Rs.200 or more each within 90 days.
  • Other Customers: 12,500 EDGE Rewards points can be redeemed for shopping or travel vouchers worth Rs. $5,000 for completing 3 transactions of 200 rupees or more each within 60 days.

Annual Benefits

With this credit card, The annual benefits of an IndusInd Bank Aura Credit Card include:

  • Welcome gift: A voucher worth Rs. 5,000.
  • Fuel Surcharge Waiver: Up to 1% fuel surcharge waiver on all petrol pumps in India.
  • Reward Points: Get 2 reward points for every Rs. 200 spent on your IndusInd Bank Aura Credit Card.
  • Get cashbacks on dining, departmental stores, and online shopping.
  • Get two free movie tickets every month with your IndusInd Bank Aura Credit Card.

Other Benefits of IndusInd Bank Aura Credit Card

Following are the additional IndusInd Bank Aura Credit Card benefits:

  • Up to 10% discount on dining at over 1,400 restaurants across India.
  • 10% discounts on movie tickets on BookMyShow.
  • Complimentary airport lounge access at select airports.
  • A host of discounts and offers on shopping, travel, and dining.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

Apply Now

IndusInd Bank Aura Credit Card: Fees & Charges

The fees and charges applicable to IndusInd Bank Aura Credit Card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 500

Annual/ Renewal Fee

Nil

Finance Charges

3.83% per month (46% Annual)

Late Payment Fee

    For Balance-

  • Below Rs. 100- Nil
  • Between Rs. 101 to Rs. 500- Rs. 100
  • Between Rs. 501 to Rs. 1,000- Rs. 350
  • Between Rs. 1,001 to Rs. 10,000- Rs. 550
  • Between Rs. 10,001 to Rs. 25,000- Rs. 800
  • Between Rs. 25,001 to Rs. 50,000- Rs. 1,100
  • Above Rs. 50,000- Rs. 1,300

Whether you should go for the IndusInd Bank Aura Credit Card depends on your needs and preferences. This card offers a wide range of benefits and features, such as rewards points, cashback, discounts, air miles, and more. However, it also comes with an annual fee and other charges, so you'll need to weigh the pros and cons and decide if it's the right card for you.

The decision to go for a credit card depends on your needs and spending habits. It is best to compare different cards to find one that best suits your lifestyle. The IndusInd Bank Aura Credit Card offers a range of benefits, including rewards points and cashback, that could be beneficial for some cardholders. It is important to consider the fees and charges associated with the card before deciding to apply.

Click here to apply for this credit card. 

Criteria
  • Occupation
  • Minimum Income for Salaried Applicants
  • Minimum Income for Self-employed Applicants
  • Salaried or Self-employed 
  • Rs. 30,000 per month
  • Rs. 30,000 per month

Q.  Can I earn points for fuel transactions using my IndusInd Bank Aura Credit Card?

A. No, IndusInd Bank does not provide any points on fuel transactions made using the IndusInd Bank Aura Credit Card.

Q. How do I apply for the IndusInd Bank Aura Credit Card?

A. To apply for the IndusInd Bank Aura Credit Card, you can visit the bank's website and click on the ‘Apply Now’ option. You can also visit your nearest branch to apply for the card.

Q. Can I withdraw money from my IndusInd Bank Aura Credit Card?

A. Yes, you can withdraw money from your IndusInd Bank Aura Credit Card. However, the cash withdrawal limit and Cash Advance Fee applicable to the card may vary from card to card.

Q. What is the foreign transaction fee charged by IndusInd Bank Aura Credit Card?

A. The foreign transaction fee charged by IndusInd Bank Aura Credit Card is 3.5% of the transaction amount.

Q. I don't have a bank account. Can I apply for an IndusInd Bank Aura Credit Card?

A. No, you can't apply for an IndusInd Bank Aura Credit Card without a valid bank account.