American Express Credit Card

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Best American Express Credit Cards in India 2026

American Express Platinum Card

Joining Fee

Rs. 66,000 + GST

Renewal Fee

Rs. 66,000 + GST

Best Suited For

Lifestyle

Reward Type

Get up to 20X* Rewards on 20+ luxury brands

Welcome Benefits

  • Base Rate: Earn 1 Membership Reward Point for every INR 40 spent.
  • International Spends: Earn 3X Membership Reward Points on all spending made abroad.
  • Luxury Accelerator: Earn up to 20X Rewards across 20+ partner luxury brands.
  • Flexibility: Points never expire and can be redeemed across 500+ options, including travel, dining, accessories, or statement credits.
  • Renewal Benefit: Stand to receive a renewal voucher worth up to INR 35,000 upon spending INR 20 lakhs in a membership year and paying the renewal fee.
  • American Express Platinum Reserve

    Joining Fee

    Rs. 10,000 + GST

    Renewal Fee

    Rs. 10,000 + GST

    Best Suited For

    Lifestyle

    Reward Type

    Welcome Benefits

  • Up to ₹12,000 annual vouchers by spending ₹50,000 in a calendar month (₹1,000 voucher per eligible month).
  • 12 Complimentary Domestic Airport Lounge Visits per year (max 3 per quarter).
  • 2 Complimentary International Lounge Visits annually via Priority Pass.
  • Complimentary membership to Priority Pass, with the US$99 annual membership fee waived off.
  • Complimentary ALL Accor+ Explorer Membership.
  • Complimentary Taj Epicure Plus Membership.
  • Complimentary EazyDiner Prime Membership.
  • Golf access twice per month at 30+ golf courses (subject to spend criteria).
  • Up to 5X Rewards through RewardXcelerator.
  • Membership Rewards® points never expire.
  • Points can be redeemed for trav
  • List of Top American Express Credit Cards in India

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