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American Express Platinum Reserve

The American Express® Platinum Reserve Credit Card is designed for affluent consumers seeking premium travel, dining, and lifestyle benefits. Cardholders enjoy complimentary domestic and international lounge access, luxury hotel memberships including Accor Plus and Taj Epicure, golf privileges, milestone rewards, and accelerated Membership Rewards® earnings.

Check your American Express Platinum Reserve eligibility

Grab an American Express Platinum Reserve with just a click and get exciting rewards and offers

Note: It will not affect your score

American Express Platinum Reserve

Joining Fee

Rs. 10,000 + GST

Renewal Fee

Rs. 10,000 + GST

Best Suited For

TRAVEL

Reward Type

Welcome Benefits

11,000 Membership Rewards® Points as a welcome gift on spending ₹30,000 within the first 90 days of card membership.

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  • Up to ₹12,000 annual vouchers by spending ₹50,000 in a calendar month (₹1,000 voucher per eligible month).
  • 3X Membership Rewards® Points via Reward Multiplier partners.
  • Up to 5X Rewards through RewardXcelerator.
  • Membership Rewards® points never expire.
  • Points can be redeemed for travel, hotel stays, airline transfers, shopping vouchers, statement credits, and more.
  • 12 Complimentary Domestic Airport Lounge Visits per year (max 3 per quarter).
  • 2 Complimentary International Lounge Visits annually via Priority Pass.
  • Complimentary Priority Pass Membership.
  • Complimentary ALL Accor+ Explorer Membership.
  • Complimentary Taj Epicure Plus Membership.
  • Complimentary EazyDiner Prime Membership.
  • Golf access twice per month at 30+ golf courses (subject to spend criteria).
  • Up to 4 Supplementary Cards at no extra cost.
  • Monthly milestone vouchers worth ₹1,000 on eligible spends.
  • Travel, dining, hotel, and lifestyle privileges across partner brands.

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    To be eligible for this card, you must meet the following criteria:

    • Age: Must be over 18 years of age.
    • Income Requirements:
      • Salaried: Personal annual income of INR 25 lakhs and above.
      • Self-Employed: Personal annual income of INR 15 lakhs and above (the business must have been operating for more than 12 months).
    • Credit Standing: A good credit history with no payment defaults.
    • Account Status: Must have a savings or current account with an Indian or multinational bank operating in India.
    • Residency: Must have a current residential address in India and be a Resident Indian under the Income Tax Act.
    • Location Availability: Currently issued to residents of major locations, including Delhi/NCR, Mumbai, Bangalore, Chennai, Pune, Hyderabad, Jaipur, Kolkata, Indore, Coimbatore, Chandigarh/Tricity, Ahmedabad, Surat, Vadodara, Bhopal, Bhubaneswar, Ernakulam, Vijayawada, Lucknow, Ludhiana, Nagpur, Nashik, Trivandrum, Mysuru, Cuttack, and Vizag.

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