Key Highlights of Axis Bank FlipKart Credit Card

Axis Bank My Zone Credit Card
Best Suited for  Cashback, Shopping, and Travel
Joining Fee Axis Bank FlipKart Credit Card has Rs. 500 joining fee.
Annual Fee Rs. 500 | waived off on annual spends of Rs. 2 lakh or more
Welcome Benefits Instant discount of 5% on Flipkart purchases.
Best Feature
  • 5% cashback on Flipkart and Myntra
  • 4% cashback on Swiggy, Cleartrip, Cure.fit, PVR, UBER
  • 1.5% cashback on other categories
The Money Fair Rating ★★★★(4/5)

Axis Bank Filpkart Credit Card is a co-branded credit card offered by Axis Bank in partnership with Flipkart. This card is designed to maximize the shopping experience of Flipkart customers. This card offers several benefits to users such as:

Welcome Benefits

Axis Bank Flipkart Credit Card offers a range of welcome benefits to its customers. These include:

  • 10% Instant Discount: Enjoy 10% Instant Discount on a minimum purchase of Rs. 5,000 or more with your Axis Bank Flipkart Credit Card.
  • No Cost EMI: Avail No Cost EMI on select products and categories.
  • Flipkart Supercoins: Get 1 Flipkart Supercoin for every Rs. 200 spent on the Flipkart platform.
  • Free Access to Flipkart Plus: Get free access to Flipkart Plus and enjoy additional benefits on the platform.
  • Reward Points: Earn reward points on your Axis Bank Flipkart Credit Card which can be redeemed for cashback, discounts, etc.
  • Complimentary Priority Pass Membership: Enjoy a complimentary Priority Pass membership which gives you access to over 1,200 airport lounges across the globe.

Cashback

With this credit card,Flipkart Axis Bank Credit Card offers cashback in the following manner:

Merchant Platform Cashback
  • Flipkart and Myntra
  • Preferred Merchants (Uber, Swiggy, PVR)
  • All Other Merchants
  • 5%
  • 4%
  • 1.5%

Total spendings eligible for cashback: Rs. 10,000 + Rs. 5,000 + Rs. 25,000 = Rs. 40,000

  • 5% of Rs. 10,000 (Flipkart) = Rs. 500
  • 4% of Rs. 5,000 (Cleartrip) = Rs. 200
  • 2% of Rs. 25,000 = Rs. 375

Total cashback credit to the customer’s credit card = Rs. 1,075

Other Benefits

Following are the additional Axis Bank Filpkart Credit Card benefits:

  • Reward points – Get 1 Reward Point on every Rs. 150 spent using your Axis Bank Flipkart Credit Card. Redeem your Reward Points against a host of exciting gifts from the Axis Bank rewards catalogue.
  • Fuel surcharge waiver – Get a waiver of 2.5% on fuel surcharge at any petrol pump across India.
  • Flexible payment options – Choose the payment option that suits you the best and repay your credit card bills via NEFT, net banking, or cheque.
  • Flexipay – Get extra credit of up to 50% of your credit limit and pay back in 3 EMIs at no extra cost.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

Apply Now

Axis Bank My Zone Credit Card: Fees & Charges

The fees and charges applicable to Axis Bank My Zone Credit Card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 500.

Annual/ Renewal Fee

Rs. 500 (waived off on spending Rs. 2 lakh in the previous year)

Finance Charges

3.4% per month (49.36% per annum)

Late Payment Fee

  • Less than Rs. 500: Nil
  • From Rs. 501 to Rs. 5,000: Rs. 500
  • From Rs. 5,001 to Rs. 10,000: Rs. 750
  • Greater than Rs. 10,000: Rs. 1,200

Yes, the Axis Bank Flipkart Credit Card is a good choice for those looking to avail rewards, discounts, and offers on their shopping. The card offers up to 10% instant discount and 5X reward points on Flipkart purchases. It also offers a cashback of up to Rs. 1,000 on Flipkart purchases and up to 5% cashback on all other purchases. Additionally, the card comes with a host of other benefits such as bonus reward points, fuel surcharge waiver, complimentary movie tickets, and more.

It depends on your requirements. Axis Bank Flipkart Credit Card has a wide range of benefits, such as 5% Cashback on Flipkart, 5X Reward Points on Flipkart, 10% Instant Discount on Flipkart, 1% Fuel Surcharge Waiver, and more. If you shop frequently on Flipkart, this card might be a good option for you. However, you should compare the features and benefits of the card with other cards available in the market before you make a decision.

Click here to apply for this credit card. 

Q.  Can I earn points for fuel transactions using my Axis Bank Filpkart credit card?

A. No, you cannot earn points for fuel transactions using your Axis Bank Flipkart credit card.

Q. How do I apply for the Axis Bank Filpkart credit card?

A. You can apply for the Axis Bank Flipkart Credit Card online. Visit Axis Bank website and look for the Flipkart Credit Card page. On the page, click on the ‘Apply Now’ button and fill the necessary details. Alternatively, you can also apply for the card through the Flipkart website. Log in to your Flipkart account, click on the ‘Credit Card’ tab, and follow the on-screen instructions.

Q. Can I withdraw money from my Axis Bank Filpkart Credit Card?

A. Yes, you can withdraw money from your Axis Bank Flipkart Credit Card. However, cash withdrawals are subject to a cash withdrawal fee and other applicable charges.

Q. What is the foreign transaction fee charged by Axis Bank Filpkart credit card?

A. The foreign transaction fee charged by Axis Bank Flipkart credit card is 3.5% of the transaction amount.

Q. I don't have a bank account. Can I apply for an Axis Bank Filpkart credit card?

A. No, you cannot apply for an Axis Bank Flipkart Credit Card without a bank account. You need to have an existing bank account with Axis Bank in order to apply for the credit card.