Key Highlights of AU Small Finance Bank VETTA Credit Card

Axis bank My Zone Credit Card
Best Suited for  Shopping and Travel
Joining Fee Rs. 10,000
Annual Fee Rs. 10,000
Welcome Benefits A complimentary membership to the AU small finance Priority Pass Program.
Best Feature Best feature of AU Small Finance Bank VETTA Credit Card is its reward program.
The Money Fair Rating ★★★★(4/5)

Features

  • Welcome Benefit: Get a welcome bonus of 500 bonus reward points on your first spend.
  • Reward Points: Earn 3 reward points per every Rs. 100 spent on retail purchases.
  • Fuel Surcharge Waiver: Get a 1% fuel surcharge waiver at all petrol pumps across India.
  • Cash Advance Facility: Enjoy up to 50% of the credit limit as cash advance facility.
  • Airport Lounge Access: Enjoy complimentary access to select airport lounges in India.
  • Insurance Cover: Get complimentary personal accident insurance of up to Rs. 5 lakhs.
  • Flexipay: Enjoy the convenience of converting your large purchases into convenient EMIs.

Benefits

  • Quick and easy application process with instant approval.
  • Attractive reward points and cashback offers.
  • Enjoy the convenience of cashless payments and shopping across the globe.
  • Get discounts and offers across restaurants, shopping, travel and more.
  • Avail exclusive benefits on dining, entertainment and lifestyle.
  • Enjoy the convenience of a 24x7 customer care support.
  • Enjoy exclusive rights and privileges with AU Small Finance Bank VETTA Credit Card.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

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AU Small Finance Bank VETTA Credit Card: Fees & Charges

The fees and charges applicable to AU Small Finance Bank VETTA Credit Card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 10,000

Annual/ Renewal Fee

Rs. 10,000

Finance Charges

2.5% p.m. | 34.49% p.a.

Late Payment Fee

  • Less than Rs. 500 Nil
  • From Rs. 501 to Rs. 5,000: Rs. 500
  • From Rs. 5,001 to Rs. 10,000: Rs. 750
  • Greater than Rs. 10,000: Rs. 1,200

It depends on your credit needs and spending habits. If you are looking for a rewards credit card with a good rewards program and benefits, the AU Small Finance Bank VETTA Credit Card may be a good option. However, it is important to compare credit cards to determine which one best meets your needs.

It depends on your credit needs and spending habits. If you are looking for a rewards credit card with a good rewards program and benefits, the AU Small Finance Bank VETTA Credit Card may be a good option. However, it is important to compare credit cards to determine which one best meets your needs.

Click here to apply for this credit card. 

Pros Cons
  • Customers who want to earn Rewards
  • Users looking for a premium credit card
  • Cardholders who want airport lounge access
  • People who want direct Air Miles rewards 
  • People who are looking for low annual fee credit card
  • Customers that do not travel much

Q.  Can I earn points for fuel transactions using my AU Small Finance Bank VETTA Credit Card?

A. Yes, you can earn points for fuel transactions using your AU Small Finance Bank VETTA Credit Card. For every Rs. 200 spent on fuel transactions, you will earn 2 reward points.

Q. How do I apply for the AU Small Finance Bank VETTA Credit Card?

A. You can apply for the AU Small Finance Bank VETTA Credit Card online or through a branch visit. To apply online, you can visit the official website of AU small finance and click on the ‘Credit Cards’ tab. Select the ‘AU Small Finance Bank VETTA Credit Card’ option, fill in the application form, and submit it. When you apply through a branch visit, you will need to fill in the application form and submit it along with the required documents.

Q. Can I withdraw money from my AU Small Finance Bank VETTA Credit Card?

A. Yes, you can withdraw money from your AU Small Finance Bank VETTA Credit Card. You can use the card at any ATM to withdraw cash up to the limit set on your card.

Q. What is the foreign transaction fee charged by AU Small Finance Bank VETTA Credit Card?

A. The foreign transaction fee charged by AU Small Finance Bank VETTA Credit Card is 3.5% of the transaction amount.

Q. I don't have a bank account. Can I apply for an AU Small Finance Bank VETTA Credit Card?

A. No, AU Small Finance Bank VETTA Credit Cards are only available to customers with an existing AU small finance account.