Grab an AU Small Finance Bank Altura Credit Card with just a click and get exciting rewards and offers
Note: It will not affect your score
Key Highlights of AU Small Finance Bank Altura Credit Card |
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| Best Suited for | Travel and Shopping |
| Annual Fee | Rs. 199 + applicable taxes |
| Welcome Benefits | 5% Cashback on minimum Rs. 2,500 retail spends done within first 60 days of card setup |
Following are the features and benefits of having an AU Altura Credit Card:
Welcome Benefit – 5% Cashback on minimum Rs. 2,500 retail spends done within first 60 days of card setup.
Milestone Benefit- Additional cashback of Rs.50 on completing a minimum of Rs.10,000 retail spends in every statement cycle.
Railway Lounge Access- Use your Altura credit card at railway stations in New Delhi, Kolkata (Shirda), Jaipur, Ahmedabad, Agra and Madurai for complimentary access to two lounges every quarter.
Fuel Surcharge Waiver – 1% fuel surcharge exemption for transactions between Rs. 400 to Rs. 5,000 on all domestic pumps. The maximum fuel surcharge reduction that can be obtained in a transaction is Rs.100 per indicated cycle.
For amounts up to Rs. 5,000, you can use your AU Bank Altura card to pay at merchants quickly, securely and easily without entering your credit card PIN.
In the event of a lost credit card, the User shall not be held responsible for any unauthorized transactions made using the card after reporting the loss to the bank. It also protects against card counterfeiting/skimming and online fraud.
With Altura Credit Card, you can convert your transactions worth Rs. 2,000 or more into easy EMI options and choose a repaying tenure as per your convenience.
The fees and charges applicable to AU Small Finance Bank Altura Credit Card are mentioned below:
| Type of Fee/ Charge | Amount |
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Joining Fee |
Rs. 199 + Applicable Taxes |
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Annual/ Renewal Fee |
Rs. 199 + Applicable Taxes |
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Late Payment Fees |
3.6% p.m. (52.86% p.a.) |
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Late Payment Fee |
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Aside from average perks at movies and online shopping, the card doesn't offer much more than that. This is a beginner's card and is perfect for:
Click here to apply for this credit card.
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Q. Can I earn points for fuel transactions using my AU Small Finance Bank Altura Credit Card?
A. No, you cannot earn Rewards Points on Film, Fuel, and EMI transactions. However, a fuel surcharge waiver of 1% is available subject to a maximum exemption of Rs 400 per instruction cycle. This fuel surcharge exemption applies to transactions between Rs. 400 and Rs. 4,000.
Q. How do I apply for the AU Small Finance Bank Altura Credit Card?
A. You can apply for the AU Small Finance Bank Altura Credit Card online by contacting us through our website. You can also apply for the card by visiting your nearest AU small finance Bank branch.
Q. Can I withdraw money from my AU Small Finance Bank Altura Credit Card?
A. Yes, you can withdraw money from your AU Small Finance Bank Altura Credit Card. However, you will be charged a cash advance fee and a higher interest rate on the amount withdrawn.
Q. What is the foreign transaction fee charged by AU Small Finance Bank Altura Credit Card?
A. The foreign currency fee charged by the AU small finance Bank Myzone credit card is 3.5% of the transaction amount. As such, it is not an ideal credit card for foreign currency transactions due to its high fees.
Q. I don't have a bank account. Can I apply for an AU Small Finance Bank Altura Credit Card?
A. Yes, you can apply even if you do not have a bank account. However, to apply for this credit card, you must meet the required eligibility criteria. Banks like to issue credit cards to people with good credit (preferably he is over 750).
