Key Highlights of IDFC Bank Wow Credit Card

Axis Bank My Zone Credit Card
Best Suited for  Spend on dining, travel, fuel and entertainment
Joining Fee Nil
Annual Fee Nil
Welcome Benefits 10X Reward Points on every Rs. 200 spent on the IDFC Bank Wow Credit Card
Best Feature This card offers up to 5% cashback on all your spends
The Money Fair Rating ★★★(3/5)

The IDFC Bank Wow Credit Card is a premium card designed to provide customers with a range of features and benefits. It offers rewards points, cashback, complimentary airport lounge access, travel and lifestyle benefits, and more.

Activation Benefits

Activation benefits worth Rs are available. 5000 yen when joining the company. Here are the details:

  • For Priority Banking customers: 6,250 EDGE Rewards points can be redeemed for multi-brand vouchers worth Rs.2,500 when he completes 3 transactions of Rs.200 or more each within 90 days.
  • Other Customers: 12,500 EDGE Rewards points can be redeemed for shopping or travel vouchers worth Rs. $5,000 for completing 3 transactions of 200 rupees or more each within 60 days.

Annual Benefits

With this credit card, The annual benefits of an IDFC Bank Wow Credit Card include:

  • Welcome gift: A voucher worth Rs. 5,000.
  • Fuel Surcharge Waiver: Up to 1% fuel surcharge waiver on all petrol pumps in India.
  • Reward Points: Get 2 reward points for every Rs. 200 spent on your IDFC Bank Wow Credit Card.
  • Get cashbacks on dining, departmental stores, and online shopping.
  • Get two free movie tickets every month with your IDFC Bank Wow Credit Card.

Other Benefits of IDFC Bank Wow Credit Card

Following are the additional IDFC Bank Wow Credit Card benefits:

  • Up to 10% discount on dining at over 1,400 restaurants across India.
  • 10% discounts on movie tickets on BookMyShow.
  • Complimentary airport lounge access at select airports.
  • A host of discounts and offers on shopping, travel, and dining.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

Apply Now

IDFC Bank Wow Credit Card: Fees & Charges

The fees and charges applicable to IDFC Bank Wow Credit Card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Nil

Annual/ Renewal Fee

Nil

Finance Charges

9% p.a. to 42% p.a.

Late Payment Fee

  • Less than Rs. 500: Nil
  • From Rs. 501 to Rs. 5,000: Rs. 500
  • From Rs. 5,001 to Rs. 10,000: Rs. 750
  • Greater than Rs. 10,000: Rs. 1,200

IDFC Bank Wow Credit Card might be a good choice if you are looking for a card with attractive rewards. It offers a generous reward program with 5X reward points on shopping, dining, entertainment and utility bill payments. The card also provides exclusive discounts and offers on a wide range of products and services.

Yes, IDFC Bank Wow Credit Card is a great choice. It offers a host of features such as a low annual fee, cashback on all your purchases, rewards points on all your spends, discounts and offers on travel, dining, entertainment and more. The card also provides you with global acceptance and free access to airport lounges. Moreover, there are no hidden charges or penalties associated with this card.

Click here to apply for this credit card. 

Q.  Can I earn points for fuel transactions using my IDFC Bank Wow Credit Card?

A. Yes, you can earn points for fuel transactions using your IDFC Bank Wow Credit Card.

Q. How do I apply for the IDFC Bank Wow Credit Card?

A. The IDFC Bank Wow Credit Card can be applied for online. To apply for the card, you can visit the official website of IDFC Bank. Once there, you can click on ‘Apply Now’ and fill up the form with the required details. The application process is simple and can be completed within a few minutes.

Q. Can I withdraw money from my IDFC Bank Wow Credit Card?

A. Yes, you can withdraw money from your IDFC Bank Wow Credit Card. You can withdraw cash from any ATM that accepts Visa cards. However, you will be charged a cash advance fee and a higher interest rate for cash withdrawals.

Q. What is the foreign transaction fee charged by IDFC Bank Wow Credit Card?

A. The foreign transaction fee charged by IDFC Bank Wow Credit Card is 3.5%.

Q. I don't have a bank account. Can I apply for an IDFC Bank Wow Credit Card?

A. No, you cannot apply for an IDFC Bank Wow Credit Card if you do not have a bank account. To be eligible for a credit card, you must have a bank account with the bank.