Key Highlights of ICICI Bank Coral Credit Card

Axis Bank My Zone Credit Card
Best Suited for  Shopping & Travel
Joining Fee Rs. 1,500 (Nil for Priority Customers)
Annual Fee Rs. 1,500 (Reversed on spending Rs. 2.5 lakh in a year)
Welcome Benefits 6,250 EDGE reward points redeemable against multi-brand vouchers worth Rs. 2,500*
Best Feature 20 points on every Rs. 200 spent domestically or internationally via this credit card
The Money Fair Rating ★★★(3/5)

The ICICI Bank Coral Credit Card is a premium card designed to provide customers with a range of features and benefits. It offers rewards points, cashback, complimentary airport lounge access, travel and lifestyle benefits, and more.

Activation Benefits

Activation benefits worth Rs are available. 5000 yen when joining the company. Here are the details:

  • For Priority Banking customers: 6,250 EDGE Rewards points can be redeemed for multi-brand vouchers worth Rs.2,500 when he completes 3 transactions of Rs.200 or more each within 90 days.
  • Other Customers: 12,500 EDGE Rewards points can be redeemed for shopping or travel vouchers worth Rs. $5,000 for completing 3 transactions of 200 rupees or more each within 60 days.

Annual Benefits

With this credit card, The annual benefits of an ICICI Bank Coral Credit Card include:

  • Welcome gift: A voucher worth Rs. 5,000.
  • Fuel Surcharge Waiver: Up to 1% fuel surcharge waiver on all petrol pumps in India.
  • Reward Points: Get 2 reward points for every Rs. 200 spent on your ICICI Bank Coral Credit Card.
  • Get cashbacks on dining, departmental stores, and online shopping.
  • Get two free movie tickets every month with your ICICI Bank Coral Credit Card.

Other Benefits of ICICI Bank Coral Credit Card

Following are the additional ICICI Bank Coral Credit Card benefits:

  • Up to 10% discount on dining at over 1,400 restaurants across India.
  • 10% discounts on movie tickets on BookMyShow.
  • Complimentary airport lounge access at select airports.
  • A host of discounts and offers on shopping, travel, and dining.

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It’s not just a credit card, it’s a rewards card!

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ICICI Bank Coral Credit Card: Fees & Charges

The fees and charges applicable to ICICI Bank Coral Credit Card are mentioned below:

Type of Fee/ Charge Amount

Joining Fee

Rs. 1,500 (Nil for Priority Customers)

Annual/ Renewal Fee

Rs. 1,500 (Reversed on spending Rs. 2.5 lakh in a year)

Finance Charges

3.4% p.m. (49.36% p.a.)

Late Payment Fee

  • Less than Rs. 500: Nil
  • From Rs. 501 to Rs. 5,000: Rs. 500
  • From Rs. 5,001 to Rs. 10,000: Rs. 750
  • Greater than Rs. 10,000: Rs. 1,200

Whether or not you should go for the ICICI Bank Coral Credit Card depends on your individual needs and preferences. The card offers a range of benefits and rewards, including discounts on dining and travel, reward points for every purchase, exclusive access to airport lounges, and more. If these benefits suit your lifestyle and spending habits, then the card may be a good option for you. However, it is important to compare the features and benefits of this card to other cards available in the market before making a decision.

ICICI Bank Coral Credit Card is a great choice for those who are looking for a premium card with a wide range of benefits. The card offers a host of benefits ranging from dining and travel rewards to shopping and lifestyle privileges. The card also offers exclusive access to events, discounts, and more. Additionally, the card comes with a very attractive reward points program and a range of insurance covers. However, you should consider your specific needs and preferences before making a decision.

Click here to apply for this credit card. 

Q.  Can I earn points for fuel transactions using my ICICI Bank Coral Credit Card?

A. Yes, you can earn points for fuel transactions using your ICICI Bank Coral Credit Card. The reward points earned are based on the total amount of fuel purchased.

Q. How do I apply for the ICICI Bank Coral Credit Card?

A. To apply for an ICICI Bank Coral Credit Card, you can visit the Axis Bank website and fill in the application form. You can also apply for the card by visiting the nearest Axis Bank Branch.

Q. Can I withdraw money from my ICICI Bank Coral Credit Card?

A. Yes, you can withdraw money from your ICICI Bank Coral Credit Card. However, the cash withdrawal limit is determined by the bank and is subject to change. It is best to contact the bank for specific details.

Q. What is the foreign transaction fee charged by ICICI Bank Coral Credit Card?

A. The foreign transaction fee charged by the ICICI Bank Coral Credit Card is 3.5% of the transaction amount.

Q. I don't have a bank account. Can I apply for an ICICI Bank Coral Credit Card?

A. No, you cannot apply for an ICICI Bank Coral Credit Card without having a bank account. You must have an active Axis Bank account to be eligible for a credit card with Axis Bank.