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Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card is the second most premium card the bank offers, just after the ICICI Emeralde Private Credit Card. The Sapphiro Card is issued with a yearly fee of Rs. 6,500, and you can enjoy an array of privileges, attractive offers, and user-friendly features. The card comes in three variants – the ICICI Bank Sapphiro AmEx Credit Card, the ICICI Bank Sapphiro Visa Credit Card, and the Mastercard variant. The card is best for frequent travelers and people who aim to have a card with maximum saving opportunities, entertainment benefits, and many other advantages. With exclusive welcome benefits worth more than the joining fee, ICICI Bank aims to give a great start to your journey with this card. You get rewarded for almost every purchase using your ICICI credit card. Be it domestic/international purchases, utility bill payments, fuel purchases, or anything else, you will save every time you spend.

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Note: It will not affect your score

Sapphiro Credit Card

Joining Fee

Rs. 6,500 + GST

Renewal Fee

Rs. 3,500 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Exclusive travel & shopping gift vouchers worth more than Rs. 9,000 (From Tata CliQ, EaseMyTrip, Uber, Zomato Pro, Croma) with the Visa & Mastercard variants and get an extra cashback of Rs. 750 on spending Rs 20,000 within 60 days of issuance wit

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reward and benefits +

Movie & Dining

Get Rs. 500 off on the second movie or event ticket when you buy one ticket from Book My Show.

Reward Redemption

Redeem reward points earned for cash back or gifts at a rate of 1 RP = Re. 0.25.

Golf

Complimentary golf rounds/lessons every quarter

International Lounge Access

2 complimentary International Airport Lounge Access every year through the Dreamfolks membership.

Rewards Rate

On every Rs. 100 spent, get 4 Reward Points per Rs. 100 spent on international purchases & 2 Reward Points on domestic purchases.

Travel

Complimentary Domestic & International Airport Lounge visits and complimentary Spa Sessions at select Domestic airports under the Dreamfolks Membership Programme.

Domestic Lounge Access

2 complimentary domestic lounge visits with the MasterCard & Amex variant each, and 4 complimentary domestic lounge access with the Visa variant.

Insurance Benefits

Air accident insurance (worth Rs 3 crores), Credit Shield Cover worth Rs 50,000 and other travel-related Insurance Covers.

free & charges +

Spend Based Waiver

Renewal fee waiver on spending Rs 6 Lakhs annualy.

Interest Rates

3.4% per month (or 40.8% per annum)

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Fuel Surcharge

1% of Fuel Surcharge Waiver (Maximum Rs 250 per billing cycle) at all fuel stations in India.

Foreign Currency Markup

3.50% of the total transaction value.

Cash Advance Charges

2.5% of the total transaction amount (minimum Rs. 300)

product details +

  • Joining benefits worth more than Rs. 9,000.
  • You can earn up to 4 Reward Points for every Rs 100 you spend on international purchases and 2 Reward Points per Rs 100 you spend on domestic purchases.
  • 1 Reward Points for every Rs. 100 you incur on insurance and utility categories.
  • Up to 20,000 bonus Reward Points every year under the Milestone Reward Program.
  • (Buy 1 Get 1 Free Offer) BOGO on movie tickets on BookMyShow.
  • Get complimentary lounge access within and outside India and have spa sessions at selected domestic airports.
  • With the ICICI Sapphiro Credit Card, you can enjoy complimentary golf sessions up to four times a month at some of the finest golf courses worldwide.

pros / cons +