Login

Icici Bank Rubyx Credit Card

The ICICI Bank Rubyx Credit Card is India’s first dual platinum credit card that aims to provide its customers with benefits across various categories. It comes in three variants: Visa, MasterCard, and American Express. However, only the ICICI Bank Rubyx Visa Credit card is being issued by the bank currently. The card comes with a joining fee of Rs. 3,000 and welcomes you with travel & shopping gift vouchers worth Rs. 5,000 or more. With this card, you earn ICICI Reward Points (which earlier used to offer Payback Points) on almost all your domestic as well as international spends, and you can redeem these points easily against cash or gifts as per your choice. You can earn up to 4 Reward Points for every Rs. 100 you spend. Being one of the popular ICICI Credit Cards, it also provides you with exciting lifestyle benefits, including exclusive discount offers on dining and a 25% discount on movie tickets on BookMyShow & Inox. You also get travel benefits, including railway & airport lounge access every quarter to make your travel experiences comfortable. The cardholders can save a lot with this card along with all these benefits, and you can also get your card’s renewal fee waived based on your spends in an anniversary year.

Check your Icici Bank Rubyx Credit Card eligibility

Grab an Icici Bank Rubyx Credit Card with just a click and get exciting rewards and offers

Note: It will not affect your score

Icici Bank Rubyx Credit Card

Joining Fee

Rs. 3,000 + GST

Renewal Fee

Rs. 2,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

Travel & Shopping Vouchers Worth Rs. 5,000

Apply Now

reward and benefits +

Movie & Dining

25% discount on movie ticket bookings (min 2 per transaction and max 2 tines in a month) on BookMyShow and INOX (max discount capped at Rs. 150), discount on dining bills with the Culinary Treats Program.

Reward Redemption

The reward points can be redeemed for gift vouchers or cashback at a rate of 1 Reward Point = Re. 0.25

Golf

Up to 2 complimentary golf lessons/rounds each month (1 golf round/lesson for every Rs. 50,000 spent in the previous month)

Rewards Rate

4 Reward Points on every international spend of Rs. 100, 2 Reward Points on domestic spends & 1 Reward Point on every Rs. 100 spent on utilities and insurance categories.

Travel

2 complimentary railway lounge access per quarter

Domestic Lounge Access

1 complimentary domestic airport lounge access per quarter (MasterCard variant) and two 2 domestic airport lounge access per quarter on the Visa variant

free & charges +

Interest Rates

3.40% per month (or 40.8% annually)

Spend Based Waiver

Renewal Fee is waived off on spending Rs. 3 lakhs or more in an anniversary year.

Fuel Surcharge

1% fuel surcharge is waived off for all fuel transactions up to Rs. 4,000 across all fuel stations in India.

Rewards Redemption Fee

Rs. 99 (plus applicable taxes) per redemption request

Foreign Currency Markup

3.5% of the transaction amount

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 300 (whichever is higher)

product details +

  • 2 Reward Points per domestic spend of Rs. 100 & 4 Reward Points per international spend of Rs. 100.
  • 1 Reward Point on every Rs. 100 spent on utilities and insurance categories
  • Travel and shopping vouchers worth over Rs. 5,000 as a welcome benefit.
  • 25% discount (up to Rs. 150) on booking a minimum of 2 movie tickets in a single transaction on BookMyShow
  • or Inox (max 2 times in a month- once with each variant).
  • Exciting discount offers on dining with ICICI Bank Culinary Treats Program.
  • 2 complimentary railway lounge access with each of the MasterCard and American Express variants (total 4 railway lounge access) per quarter.
  • 2 complimentary domestic airport lounge access (1 with each of MasterCard and AmEx variants) per quarter on minimum spends of Rs. 5,000 in the previous quarter.
  • 1 complimentary golf lesson/round every month per Rs. 50,000 spent in the previous month (max 2 rounds/lessons in a month).
  • Exclusive insurance benefits including a personal air accident cover worth Rs. 1 crore and lost card liability protection worth Rs. 50,000.
  • 24*7 concierge service i-Assist for hotel reservations, flight/movie ticket bookings, gift delivery assistance, etc.
  • Spends-based renewal fee waiver on the expenditure of Rs. 3 lakh in the previous year.
  • Additional Reward Points on achieving the stipulated spends based milestones.

pros / cons +