Axis Bank Atlas Credit Card

The Axis Bank Atlas Credit Card is a sub-premium travel category card offering exclusive air miles to users who frequently travel by air. The Atlas credit card is not a co-branded card like other travel cards offered by Axis Bank; it is a generic card. It has a joining fee of Rs. 5000 and offers exclusive travel, airport lounge access, and dining benefits.

For every purchase made with the card, you earn Edge Miles, redeemable for Air Miles of partner airlines’ flyer programs or for booking flights/hotels via the bank’s Travel Edge portal.

The Atlas Card offers travel benefits, including complimentary access to international and domestic airport lounges, higher reward rates on foreign currency transactions, and complimentary airport concierge service.

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Axis Bank Atlas Credit Card

Joining Fee

Rs. 5,000 + GST

Renewal Fee

Rs. 5,000 + GST

Best Suited For

Travel

Reward Type

Reward Points

Welcome Benefits

5,000 Edge Miles on successfully completing 1 transaction within 30 days of card set up date.

reward and benefits +

Movie & Dining

Discounts of up to 25% up to Rs. 800 at partner restaurants via EazyDiner. Offer valid twice per month on a minimum order value of Rs. 2000.

Reward Redemption

Edge Miles can be transferred to international and domestic loyalty program partners for airlines and hotels.

International Lounge Access

4 per annum under Silver Tier, 6 per annum under Gold Tier and 12 per annum under Platinum Tier

Rewards Rate

5 Edge Miles for every Rs. 100 spent on travel spends, 2 Edge Miles for every Rs. 100 spent on all other transactions excluding spends on Hotels, Airlines, and TRAVEL EDGE Portal.

Travel

Complimentary airport lounge access, complimentary airport concierge service, and chauffeured airport pickup service.

Domestic Lounge Access

8 per annum with Silver Tier, 12 per annum with Gold Tier and 18 per annum with Platinum Tier

free & charges +

Fuel Surcharge

1% fuel surcharge waiver on fuel transactions between Rs. 400 and Rs. 4,000 (capped at Rs. 400 pm)

Foreign Currency Markup

3.5% of the transaction amount

Interest Rates

3.6% per month (or 52.86% annually)

Cash Advance Charges

2.5% of the withdrawal amount (subject to min charge of Rs. 500)

product details +

  • Reward Points are earned as Axis Bank Edge Miles.
  • 5,000 Edge Miles that are worth Rs. 5,000 on joining the card membership.
  • 5 Edge Miles per Rs. 100 on all travel spends with the card.
  • 2 Edge Miles per Rs. 100 spent on other eligible transactions
  • Card available in three tiers of membership- silver, gold and platinum.
  • Bonus Edge Miles on reaching specified spend milestones with the card.
  • 25% off up to Rs. 800 via EazyDiner at partner restaurants
  • Complimentary access to domestic and international airport lounges
  • Complimentary airport concierge service for Gold and Platinum tier members
  • Chauffeured airport pickup service for Platinum tier members

pros / cons +

Pros

  • You will receive 5,000 Edge Miles as a welcome bonus, which can be redeemed for travel and other benefits later.
  • This particular card offers unique advantages for individuals who travel. These benefits include access to lounges free of charge and a concierge service.

Cons

  • The Axis Bank Atlas Credit Card doesn’t include any golf benefits.
  • Unfortunately, this credit card does not offer any insurance benefits.