Tata Neu Plus Hdfc Bank Credit Card

Tata Neu Plus HDFC Bank Credit Card is a co-branded card brought by the partnership of Tata Group and HDFC Bank. Individuals who are loyal to both Tata Brands and HDFC Bank can benefit greatly from using this credit card. When shopping at Tata Brands, 2% of the transaction amount will be returned in the form of NeuCoins. As of this year, the list of famous brand names includes Tata 1MG, Croma, Air Asia, Titan, Tanishq, and many more.

Additionally, you will also receive 1% cashback while spending on non-Tata brands using this credit card. The cardholders will get bonus NeuCoins in the form of a welcome benefit. Cardholders can earn additional NeuCoins while shopping on Tata Neu’s mobile app or website with a great introductory offer.

Apart from NeuCoins, cardholders will also get additional benefits such as complimentary access to domestic airport lounges, surcharge waivers on fuel transactions, spend-based renewal fee waivers, zero liability protection, etc.  All in all, this credit card is a great launch that provides some exclusive benefits.

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Tata Neu Plus Hdfc Bank Credit Card

Joining Fee

Rs. 499 + GST

Renewal Fee

Rs. 499 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

499 NeuCoins

reward and benefits +

Reward Redemption

The earned NeuCoins can be redeemed via the Tata Neu application or website on specified Tata brands.

Domestic Lounge Access

4 complimentary visits to the domestic airport lounges, limited to 1 visit per quarter.

Travel

Complimentary access to domestic airport lounges.

Rewards Rate

2% & 1% cashback in the form of NeuCoins while shopping on Tata and non-Tata Brands respectively. Additional 5% back as NeuCoins on the Tata Neu app or website.

free & charges +

Fuel Surcharge

1% of the fuel surcharge will be waived off on fuel transactions.

Cash Advance Charges

Higher of 2.5% of the amount withdrawn or Rs. 500.

Foreign Currency Markup

3.5% on the cross currency transactions

Rewards Redemption Fee

Rs. 99 per redemption request

Spend Based Waiver

The renewal fee of Rs. 499 is eligible for a waiver if the cardholder spends an amount increasing Rs. 1 Lakh in the previous year.

product details +

  • 499 NeuCoins in the form of a welcome benefit.
  • 2% back as NeuCoins while shopping at Tata brands.
  • Additional 5% back as NeuCoins on the Tata Neu app or website after registering for Tata NeuPass
  • 1% back as NeuCoins while shopping at Non-Tata brands.
  • Complimentary access to domestic airport lounges.
  • 1% surcharge waiver on fuel transactions up to Rs. 250 per month.
  • Spend-based waiver of renewal fee.

pros / cons +

Pros

  • Make a transaction within the first 30 days of card issuance and enjoy 499 NeuCoins as a welcome benefit.
  • Waive off the renewal fees with a spend of ₹1,00,000 in a calendar year.
  • Save big on purchases from Tata Brands like Tanishq and cult.fit with the Tata New Plus HDFC Card, whether you’re a fitness enthusiast or shopping for jewellery.

Cons

  • This one is a big disappointment for travellers as there is no international lounge access.
  • One major con of the Tata Neu Plus HDFC Bank Credit Card is that it provides no movie or dining benefits.
  • The NeuCoins are only valid for a period of 365 days.