Indusind Legend Credit Card

The IndusInd Bank, one of the largest private-sector lenders in the country, provides banking services to all its customers. In November 1994, the bank began its operation and currently has its headquarters in Pune. IndusInd bank offers services across various banking verticals such as Retail Banking, Corporate and Wholesale Banking, Treasury Services, and many other banking solutions. With more than 2600 branches, the bank currently has over 27 lakh active credit card users in India as of December 2023. IndusInd Bank began its credit card business in 2011 and 2012. In 2023, the bank came up with a marquee lineup of premium credit cards, from the Indulge Credit Card to the Pioneer Heritage credit card, both of which have exclusive benefits over several categories. In 2023, IndusInd Bank also launched the Platinum Card, their first RuPay Credit Card, which can be linked to UPI.

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Indusind Legend Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

Indulge in best-in-class luxury and pamper your senses at the Oberoi Chain of Hotels. Enjoy a complimentary stay at your favourite Oberoi Hotel in the country.

reward and benefits +

Rewards Rate

1 Reward Point per Rs. 100 spends on weekdays and 2 Reward Points for every Rs. 100 you spend on weekends.

Domestic Lounge Access

1 Free Domestic Airport Lounge Access Every Quarter (4 Each Year)

Reward Redemption

1 RP = 1 InterMiles for redemption against Intermile, 1 RP = Re. 1 for redemption against cash credit, and 1 RP = 1 CV Point for redemption against Club Vistara Points.

Travel

Complimentary Priority Pass Membership

free & charges +

Interest Rates

3.83% per month (46% per annum)

Rewards Redemption Fee

Rs. 100

Fuel Surcharge

1% of Fuel Surcharge Waiver applicable at all fuel stations across India.

Foreign Currency Markup

1.80% on all foreign currency transactions

Cash Advance Charges

2.5% of the transaction amount (Minimum charge of Rs. 500)

product details +

  • Complimentary domestic airport lounge visits each quarter.
  • Buy 1 Get 1 Free (BOGO) offer on movie tickets via BookMyShow.
  • 4,000 bonus Reward Points under the milestone benefits.
  • Lower foreign currency markup fee of 1.8%.

pros / cons +

Pros

  • This is a lifetime free credit, which comes with no annual charges.
  • You get a complimentary Priority Pass Membership, which is very useful for frequent fliers.

Cons

  • There is only one BOGO offer per month with this card.
  • There are no dining offers provided along with this credit card.