Idfc Hpcl First Power Credit Card

DFC Bank recently launched its first co-branded credit card with HPCL, the FIRST Power credit card. This RuPay credit card is in association with HPCL, which allows users to save Rs. 7000 every year and almost 65 litres of fuel every year. Cardholders can enjoy fuel benefits by paying at more than 20,000 HPCL outlets through the HP Pay App, along with a host of other lifestyle privileges. Also, as an introductory offer, the card comes with a zero joining fee till 30th April 2023, and you get welcome benefits up to Rs. 1400 with the card. You earn reward points on fuel, grocery, utility, and other retail spends that do not expire ever and can be used to redeem for a host of stuff. You can even benefit from dynamic interest rates beginning at 9% per annum and get reward points whenever you refer a friend for the credit card and the card gets set up.

Check your Idfc Hpcl First Power Credit Card eligibility

Grab an Idfc Hpcl First Power Credit Card with just a click and get exciting rewards and offers

Note: It will not affect your score

Idfc Hpcl First Power Credit Card

Joining Fee

Rs. 199 + GST

Renewal Fee

Rs. 199 + GST

Best Suited For

Fuel

Reward Type

Reward Points

Welcome Benefits

Welcome benefits worth ₹1,400

reward and benefits +

Movie & Dining

Get an exclusive discount of Rs. 150 on Swiggy orders of Rs. 500 or above.

Reward Redemption

You can pay for both online and offline transactions at select merchants instantly with your Reward Points. Redeem reward points for membership and gift vouchers of your favorite brands or for products on IDFC Bank’s Reward Redemption Catalog portal.

Rewards Rate

Save up to 5% on your fuel spends. Save 2.5% as rewards on your utility and grocery expenses. 2.5% as rewards on your IDFC FASTag recharge. 2x rewards on all other retail spends.

Travel

Complimentary roadside assistance worth Rs. 1399

Insurance Benefits

Get personal accident cover worth Rs. 2 Lakhs and lost card liability cover worth Rs. 25,000

free & charges +

Spend Based Waiver

Renewal fee is waived off on spending Rs. 50,000 in the card anniversary year

Interest Rates

0.75 – 3.5% per month

Rewards Redemption Fee

Rs. 99 plus taxes

Fuel Surcharge

1% fuel surcharge waiver capped at a maximum of Rs. 100 per month

Foreign Currency Markup

3.5%

Cash Advance Charges

Rs. 199 per withdrawal

product details +

  • Save up to 5% on fuel expenses up to a maximum of Rs. 5000 per month.
  • Save up to 2.5% on utility expenses and grocery spends up to a maximum of Rs. 4000 per month.
  • Save up to 2.5% on IDFC FASTag recharge up to a maximum of Rs. 2000 per month.
  • 2x reward points on other retail spends
  • Get cashback up to Rs. 250 on your 1st HPCL transaction of at least Rs. 250 or more.
  • Get Rs. 150 discount on Swiggy orders above Rs. 500
  • Get 50% off on Rental Cars with Europcar and Eco Rent-A-Car
  • Personal accident insurance cover worth Rs. 2 Lakhs
  • Refer friends for the card and earn a maximum of 10,000 Rewards.

pros / cons +

Pros

  • This card comes at a low joining fee of Rs. 199 plus applicable taxes.

Cons

  • There is no complimentary lounge access provided with this card.
  • There aren’t any golf benefits along with the IDFC HPCL FIRST Power Credit Card.