If you are looking for an entry-level card, IDFC’s FIRST Millennia credit card is the right choice. This is a reward points-based credit card with a decent rewards program. It offers up to 10x Non-Expiring Reward points, which can be redeemed at any point in time. This card provides reward points for online as well as offline spending. Moreover, if someone is fond of travelling via trains, then this card provides complimentary Railway Lounge access four times a quarter, making your travelling experience a lot more luxurious. Other card benefits include a discount of up to 25% on movies, up to 20% off on dining, complimentary roadside assistance, and many more. Plus, it is a lifetime free credit card, i.e., no annual fee credit card, which means you don’t have to pay a single penny till the time you are using this amazing card.
Grab an Idfc First Millennia Credit Card with just a click and get exciting rewards and offers
Note: It will not affect your score
Up to 20% discount on more than 1,500 Restaurants across India. Avail 25% discount on movie tickets once a month on the Paytm app (up to Rs. 100).
3 Reward Points on each offline spend of Rs. 150, 6 RPs per online spend of Rs. 150, and 10 Rewards on every Rs. 150 on spends above Rs. 20,000.
Get four complimentary railway lounge accesses and four roadside assistance services a year, each worth Rs. 1399.
Personal Accidental Cover worth Rs. 2 Lakhs on all active cards. Lost Card Liability Cover of Rs 25,000.
Starting from 0.75% and goes up to 3.5% per month.
Rs. 99 plus taxes
1% fuel surcharge waiver at all fuel stations and on all fuel purchases across India (Upto Rs 200 every month).
3.5% of the total transaction value.
Transaction fees of Rs. 199
