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Idfc Hpcl First Power Plus Credit Card

For the very first time, IDFC First Bank has launched a co-branded credit card. There are two cards launched by IDFC First Bank in collaboration with Hindustan Petroleum Corporation Limited. When we talk about the IDFC Bank HPCL First Power Plus Credit Card, this credit card helps you save up to Rs. 18,500 annually, which roughly saves you around 175+ litres of fuel, i.e., you can get free fuel This credit card has many other benefits such as welcome gifts worth Rs. 1,650. There is a low-joining fees of Rs. 499. This card has the most amazing lifestyle privileges such as complimentary domestic airport lounge access, up to 25% off on movie tickets, complimentary roadside assistance, and much more. IDFC Bank HPCL First Power Plus Credit Card also helps you avail awesome deals and discounts throughout a wide range of popular partnered brands. Not only that but the interest rate for these cards is very low starting from 0.75% to 3.5% per month which makes it 9% to 42% annually.

Check your Idfc Hpcl First Power Plus Credit Card eligibility

Grab an Idfc Hpcl First Power Plus Credit Card with just a click and get exciting rewards and offers

Note: It will not affect your score

Idfc Hpcl First Power Plus Credit Card

Joining Fee

Rs. 499 + GST

Renewal Fee

Rs. 499 + GST

Best Suited For

Fuel

Reward Type

Reward Points

Welcome Benefits

Up to Rs. 500 cash back on your 1st HPCL fuel transaction above Rs. 500 and up to 5% cashback (up to Rs. 1,000 capped) on the transaction value of the first EMI.

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reward and benefits +

Movie & Dining

25% off on movie tickets up to Rs. 100 once per month and Rs. 150 discounts on all orders above Rs. 500 with Swiggy.

Rewards Rate

Save up to 5% as rewards on grocery and utility expenses of up to worth Rs. 2,000 per month, Save up to 5% as a reward on IDFC FIRST FASTag recharge max Rs. 1,000 per month, and 3X rewards on all other retail transactions.

Reward Redemption

3X rewards are equal to 3 reward points for every Rs. 150 spent i.e.; 1 RP = Rs. 0.75, HPCL Fuel and LPG – 24 rewards points on every Rs. 150 spent on grocery and utility bill, and IDFC FIRST FASTag recharge - 30 rewards for every Rs. 150 spent.

Travel

Complimentary domestic airport lounge access once every quarter and Complimentary roadside assistance worth Rs. 1,399 four times a year.

free & charges +

Spend Based Waiver

Rs. 1,50,000 spends in the previous year.

Interest Rates

0.75% to 3.5% per month and 9% to 42% annually

Rewards Redemption Fee

Rs. 99 on every redemption request

Fuel Surcharge

1% fuel surcharge waiver (capped at max. Rs. 200 per statement cycle).

Foreign Currency Markup

3.5% on all international transactions

Cash Advance Charges

Rs. 199 as a cash advance fee.

product details +

  • Save up to 6.5% on fuel spends with this credit card.
  • You get 4% as a reward on your HPCL fuel, and LPG spends (max capped at Rs. 10,000 per month), 1.5% as a payback reward with payment through the HP Pay App (capped at max. Rs. 5,000 per month), and 1% fuel surcharge waiver (capped at max. Rs. 10,0000 per month).
  • Save up to 5% as a reward on utility and grocery bills (max cap. Rs. 2,000 per month)
  • Save up to 5% as rewards on IDFC FIRST FASTag recharge (max cap Rs. 1,000 per month)
  • Get 3X rewards on all other miscellaneous retail transactions.
  • Complimentary domestic airport lounge access per quarter (minimum monthly spending of Rs. 5,000)
  • Get up to 25% off on movie tickets (Rs. 100 max cap per month)

pros / cons +

Pros

  • With this credit card, you get rewards on UPI transactions also.
  • The joining fee is quite affordable (Rs. 499).

Cons

  • For global travellers, this card doesn’t provide any international lounge access.