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Idfc First Classic Credit Card

Along with the IDFC First Select, IDFC First Millennia, the IDFC FIRST Classic Credit Card is also a no annual fee credit card issued by the bank. The card comes without a joining fee but keeps all the requirements of its customers in mind. It welcomes you with a gift voucher worth Rs. 500 and a 5% cashback on your first EMI transaction. With this card, you get 3 Reward Points on every Rs. 150 spent on offline purchases and 6 for every Rs. 150 spent on online purchases. You can even earn up to 10 Reward Points on incremental spends above Rs, 20,000 in a month. Other than that, you get extra reward points for big purchases and for all the transactions made on your birthday.

Not only Reward Points, but the card also provides you with great travel, movie & dining benefits as you get 4 complimentary Railway lounge access every quarter, up to 20% discount on dining, and a discount of 25% on movies. Moreover, there are many more benefits you get with the IDFC FIRST Classic Credit Card, such as complimentary Road Side Assistance, Insurance benefits, etc.

Check your Idfc First Classic Credit Card eligibility

Grab an Idfc First Classic Credit Card with just a click and get exciting rewards and offers

Note: It will not affect your score

Idfc First Classic Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

Welcome voucher worth ₹ 500 on spending ₹ 5000 or more within 30 days of card generation. 5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation

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reward and benefits +

Movie & Dining

Get a 25% discount on movies (up to Rs. 100) on the Paytm app, once per month, and up to 20% discount on dining through your IDFC FIRST Classic Credit Card.

Reward Redemption

The Reward Points can be redeemed instantly for online transactions & partner stores. Here, 1 Reward Point = Rs. 0.25.You have to pay a convenience fee of Rs. 99 plus taxes to redeem your rewards points.

Rewards Rate

3 Reward Points on every offline spend of Rs. 150 & 6 Reward Points on every online spend of Rs. 150.

Travel

Get complimentary Railway lounge access 4 times in a calendar quarter. You also get complimentary roadside assistance worth Rs. 1399 4 times in a year

Insurance Benefits

You get a personal accident cover worth Rs. 2 Lakhs and a lost card liability cover worth up to Rs. 25,000

free & charges +

Interest Rates

0.75% to 3.5% per month

Rewards Redemption Fee

Rs. 99 plus taxes

Fuel Surcharge

1% fuel surcharge waiver (up to Rs. 200 per statement cycle)

Foreign Currency Markup

3.5% on all foreign currency spends.

Cash Advance Charges

Rs. 199

product details +

  • 3x Reward Points on every Rs. 150 you spend on offline purchases.
  • 6x Reward Points on every Rs. 150 you spend on online purchases.
  • 10x Reward Points on every Rs. 150 you spend on purchases above Rs. 20,000.
  • 10x Reward Points on every Rs. 150 spent on your birthday.
  • The card comes with no joining/renewal fee.
  • Welcome benefit of a gift voucher worth Rs. 500 and 5% cashback on the value of your first EMI transaction 25% discount on movie tickets on the Paytm app, up to Rs. 100, once per month.
  • 4 complimentary Railway lounge access every quarter.
  • More than 300 partner merchant offers. Get free Road Side Assistance worth Rs. 1399
  • Get personal accident cover worth Rs. 2 Lakhs and lost card liability cover worth Rs. 25,000

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