Axis Bank Rewards Credit Card

Axis Bank recently launched the brand-new Rewards Credit Card, which is the perfect option for individuals who want unmatched rewards from their credit cards. Unlock great reward points for every purchase you make with the card along with accelerated 10x reward points for spends on departmental and apparel stores. Whether you are an avid shopper or a foodie, you can get great benefits with this card, as it also provides 30% off food delivery from Swiggy. Available at a decent joining fee of Rs. 1000 plus taxes, you get 5,000 EDGE Reward Points as a welcome benefit, 1500 EDGE reward points on spending Rs. 30,000 or more monthly, and membership benefits worth Rs. 1000 every card anniversary year. Also, the card offers complimentary lounge access, dining benefits, insurance coverage, and other exciting privileges.

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Axis Bank Rewards Credit Card

Joining Fee

Rs. 1,000 + GST

Renewal Fee

Rs. 1,000 + GST

Best Suited For

Dining | Shopping

Reward Type

Reward Points

Welcome Benefits

5000 EDGE reward points on spending Rs. 1000 and above within 30 days of card activation

reward and benefits +

Movie & Dining

30% off on Swiggy orders and a 15% discount at various partner restaurants with the Dining Delights Program

Reward Redemption

Reward points can be redeemed for vouchers or products listed on the EDGE platform catalogue. Cardholders can transfer their reward points to partner Airmiles or points. Reward points can also be redeemed through Pay with Points via SMS or Online Pay with Point Redemption

Rewards Rate

2 EDGE reward points on every send of Rs. 125 and accelerated 10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores.

Travel

Complimentary domestic lounge access for primary and add-on cardholders

Domestic Lounge Access

2 complimentary domestic airport lounge access per quarter



Insurance Benefits

Rs. 1 Lakh purchase protection cover and cover for loss of travel documents and baggage

free & charges +

Spend Based Waiver

Renewal fee is waived off on spending Rs. 2 Lakhs or more in the card anniversary year


Interest Rates

3.6% per month or 52.86% per annum

Rewards Redemption Fee

No fee for reward redemption but cardholder must have a minimum number of reward points to make redemptions

Fuel Surcharge

1% of the transaction value which is waived off for transactions ranging from Rs. 400 to Rs. 5000

Foreign Currency Markup

3.5% of the total transaction amount

Cash Advance Charges

2.5% of the amount withdrawn or Rs. 500, whichever is higher in value

product details +

  • Welcome benefit of 5000 EDGE reward points
  • 2 EDGE reward points on every send of Rs. 125
  • 10x EDGE reward points on every spend of Rs. 125 on departmental and apparel stores
  • Membership benefits worth Rs. 1000 per card anniversary year
  • 30% off on Swiggy orders and 15% off at partner restaurants with the Dining Delights Program
  • 2 complimentary domestic airport lounge access per quarter
  • 1% fuel surcharge waiver with a maximum benefit of Rs. 400 every statement cycle
  • 1 Lakh purchase protection cover and cover for loss of travel documents and baggage

pros / cons +

Pros

  • This card is best suited for avid shoppers as it provides 2 Edge Reward Points for every spend of Rs. 150.
  • You get 5,000 Edge Reward Points as a welcome point within 30 days of card issuance.

Cons

  • With the Axis Bank Rewards Credit Card, you won’t get access to international lounges at airports.
  • No golf benefits are provided with this card.