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Kotak Platinum League

Reward Redemption

You can redeem the reward points you have accumulated through the Kotak Rewards Portal. You may also use the “Pay with Points” facility at participating partner merchant stores.

⭐ Rewards Rate

  • Special Categories: Earn 8X reward points for every ₹150 spent.
  • Other eligible spends: Earn 4X reward points for every ₹150 spent.
  • These accelerated rewards apply to eligible spends up to ₹2 lakh.
  • For spends above ₹2 lakh, you will continue to earn 8X reward points only on Special Category spends.

Check your Kotak Platinum League eligibility

Grab an Kotak Platinum League with just a click and get exciting rewards and offers

Note: It will not affect your score

Kotak Platinum League

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

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reward and benefits +

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Spend-Based Waiver

Get a waiver of the ₹500 annual fee by spending ₹50,000 annually.

Rewards Redemption Fee

Nil

Foreign Currency Markup

3.5% of the transaction/conversion amount.

Interest Rate

3.75% per month (45% per annum)

Fuel Surcharge Waiver

Get a 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹4,000.

Cash Advance Charges

2.5% of the transaction amount or ₹500, whichever is higher.

product details +

  • 8X Reward Points on annual spends up to ₹2 lakh in special categories and 4X Reward Points on other eligible categories.
  • 8X Reward Points on annual spends of ₹2 lakh or more in special categories, as well as on other eligible categories.
  • 4 complimentary PVR tickets or 10,000 Reward Points on spending ₹1.25 lakh every 6 months.
  • Card protection liability cover of up to ₹1.25 lakh in case of card theft or loss.
  • Annual fee waiver on annual spending of ₹50,000.
  • 1% fuel surcharge waiver on fuel transactions between ₹500 and ₹3,000.

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