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Pop Credit Card

YES BANK POP-CLUB Credit Card is targeted towards digitally active customers who shop online and make frequent UPI payments. Instead of standard reward points, the card earns POPcoins which can be redeemed through the POP platform for shopping and partner offers.

Major highlights include:

  • Zero Joining Fee
  • UPI Payments through RuPay
  • Online Shopping Rewards
  • Fuel Surcharge Waiver
  • POPcoins Reward System
  • Lifestyle Benefits

Check your Pop Credit Card eligibility

Grab an Pop Credit Card with just a click and get exciting rewards and offers

Note: It will not affect your score

Pop Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

Depending on the ongoing campaign, new users may receive welcome offers such as:

  • Complimentary POPcoins
  • Shopping vouchers
  • Discounts on POP partner brands
  • Introductory offers on Zomato/Blinkit/Cleartrip (campaign-specific)
  • Special sign-up rewards via POP app
Note:  Welcome ben

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reward and benefits +

Spend Type

Reward

Online Shopping

10 POPcoins per ₹100

Other Retail Spends

2 POPcoins per ₹100

UPI Transactions

Promotional rewards may apply through POP ecosystem

Fuel

1% Fuel Surcharge Waiver

Reward Redemption

POPcoins can generally be redeemed for:

  • Shopping on POP Store
  • Partner Brands
  • Exclusive Deals
  • Coupons
  • Offers inside POP App

Reward validity:

  • 36 Months

Reward redemption fee:

  • NIL for POP-CLUB Card

free & charges +

Fee Type

Charges

Joining Fee

₹0

Annual Fee

₹399 + GST

Add-on Card

Usually Free

Interest Rate

As per YES BANK prevailing rates

Late Payment Fee

As per outstanding amount

Cash Withdrawal Fee

Applicable

Reward Redemption Fee

NIL

Payment Return Fee

₹450 + GST

Fuel Surcharge

1% Waiver

Fuel Waiver Cap

₹300 per month

product details +

Card Network

  • RuPay

UPI

  • Supported

Contactless Payments

  • Yes

EMI Conversion

  • Available

Add-on Cards

  • Available

International Usage

  • Supported (subject to activation)

Fuel Benefit

  • 1% surcharge waiver

Reward Currency

  • POPcoins

Reward Validity

  • 36 Months

Mobile App

  • POP App

Statement

  • Monthly e-Statement

pros / cons +

Pros

Excellent Online Shopping Rewards

  • High earn rate on online purchases.

Zero Joining Fee

  • No upfront cost.

UPI Enabled

  • Works on RuPay UPI.

Fuel Benefit

  • 1% surcharge waiver.

Good Entry-Level Card

  • Suitable for first-time credit card users.

Digital Experience

  • Instant tracking through POP App.

❌ Cons

POPcoins Instead of Cashback

  • Rewards are not direct cash and are most valuable within the POP ecosystem.

Limited Redemption Flexibility

  • Best redemption value is generally on POP partner merchants.

Annual Fee

  • ₹399 renewal fee unless waived under applicable conditions.

Limited Premium Benefits

  • No airport lounge access.
  • No golf privileges.
  • No travel insurance comparable to premium cards.

Not Ideal for Heavy Travelers

  • Better suited for shopping than travel.