Au Bank Xcite Ultra Credit Card

AU Small Finance Bank, which is one of the well-known card issuers in the country, recently came up with the SwipeUp platform that offers upgraded credit cards to everyone holding a credit card from any bank/card issuer. Currently, three cards are being issued on the SwipeUp portal and The AU Bank Xcite Ultra Credit Card is the most premium one out of them. It comes with a zero annual membership fee and offers you a great reward rate of up to 12 Reward Points on every spend of Rs. 100. Other than this, you can earn 500 bonus rewards every month and 2,000 additional reward points on the basis of milestone spends. Talking about the travel privileges of this card, you get free access to the domestic railway as well as airport lounges and travel-based insurance covers worth up to Rs. 50 lakhs. 

Check your Au Bank Xcite Ultra Credit Card eligibility

Grab an Au Bank Xcite Ultra Credit Card with just a click and get exciting rewards and offers

Note: It will not affect your score

Au Bank Xcite Ultra Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Travel | Shopping

Reward Type

Reward Points

Welcome Benefits

reward and benefits +

Movie & Dining

Get up to 30% off on your dining spends

Reward Redemption

The earned reward points can be redeemed against various options via the AU Rewardz portal at a rate of 1 RP = Re. 0.25.

Rewards Rate

4 RPs on every offline spend of Rs. 100, 8 RPs on every online spend, and 12 RPs on every international spend of Rs. 100

Travel

Complimentary access to railway lounges

Domestic Lounge Access

2 free domestic airport lounges

free & charges +

Fuel Surcharge

1% fuel surcharge waiver on all fuel transactions between Rs. 200 and Rs. 5,000

Cash Advance Charges

2.5% of the cash amount subject to a minimum of Rs. 100.

Foreign Currency Markup

3.49% of the transaction amount.

product details +

  • Earn additional 500 Reward Points per month.
  • Up to 8 Reward points on every domestic spend of Rs. 100.
  • Up to 12 Reward Points per international spend of Rs. 100.
  • Get 5,000 bonus Reward points on achieving the spending milestone.
  • Complimentary railway and airport lounge access.
  • Get personal accident cover worth Rs. 50 lakhs.
  • A 1% fuel surcharge waiver on all fuel purchases.
  • Get dedicated concierge services.

pros / cons +