Indusind Bank Samman Rupay Credit Card

The Samman Credit Card by IndusInd Bank is an exclusive card for government sector employees. This card offers basic benefits like a 1% cashback on spends of up to Rs. 20,000. There is no joining fee for this credit card, although there is a renewal fee of Rs. 199, which can be waived by spending Rs. 75,000 in a year. One of the most noteworthy features of this card is that it has zero cash withdrawal fees. This would be highly beneficial, as you can withdraw cash for any expenses without incurring any charges.

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Note: It will not affect your score

Indusind Bank Samman Rupay Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Shopping

Reward Type

Cashback

Welcome Benefits

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reward and benefits +

Rewards Rate

1% Cashback on Spends of Rs. 20,000 in a Statement Cycle (Max Rs. 200)

Travel

1% Surcharge Waiver on Railway Transactions

free & charges +

Joining Fees: Nil

Annual Fees: ₹ 199 + GST

product details +

You can earn 1% cashback each month.
Earn two complimentary movie tickets each year.

This card can be linked to UPI applications.

pros / cons +

Pros

There are no charges for cash advances on this card, making it easy to withdraw cash.
You would receive two free movie tickets in a year with this card.

Cons

Overall, this card doesn’t provide many benefits. Even the cashback received is quite low at just Rs. 200 per month.