Indusind Bank Platinum Rupay Credit Card

IndusInd Bank has launched its first RuPay Credit Card. This unique card will offer you 2 Reward Points for every Rs. 100 spent on UPI transactions. There has been a steady rise in banks offering RuPay Credit Cards. This is mainly because of the increasing popularity of the RuPay network and the ease of linking it with the UPI application of your choice.

Introducing the Platinum RuPay Credit Card – a credit card that is free for life and is bound to pique the interest of both veteran and first-time cardholders. This card is particularly beneficial for those who frequently make transactions through their UPI apps, such as Google Pay, PhonePe, and Paytm.

Check your Indusind Bank Platinum Rupay Credit Card eligibility

Grab an Indusind Bank Platinum Rupay Credit Card with just a click and get exciting rewards and offers

Note: It will not affect your score

Indusind Bank Platinum Rupay Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Shopping

Reward Type

Reward Points

Welcome Benefits

reward and benefits +

Rewards Rate

2 RPs for Every Rs 100 Spent on UPI. 1 RP for Each Rs 100 Non-UPI Transaction

Reward Redemption

1 RP = Rs 0.35. RPs Can Also Be Redeemed on Indus Moments

free & charges +

Interest Rates

3.83% Monthly (46% Yearly)

Rewards Redemption Fee

Rs. 100

Fuel Surcharge

1% Fuel Surcharge Waiver (Rs. 40 Monthly & Rs. 480 Annually)

Foreign Currency Markup

3.5%

Cash Advance Charges

2.5% of the Total Transaction Amount or Rs. 300 Minimum

product details +

  • Earn 2 RPs on Rs. 100 Spent on UPI Transactions
  • Earn 1 RP on Rs. 100 Spent on Non-UPI Transactions

pros / cons +

Pros

  • You can use this credit card and make transactions with your UPI apps like Google Pay, Paytm, etc.
  • This is a lifetime free credit card with no annual or renewal charges.

Cons

  • This card does not provide any lounge access or dining/movie benefits.