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Neo Credit Card

In this new era of influencers who love to shop, Axis Bank offers an entry-level credit card that fits their needs. Axis Bank Neo Credit Card is the one that is provided by the bank, which offers various discounts, cash-back, and reward points on shopping. It is considered one of the best credit cards for millennials to go for. Other than the regular Edge Reward Points on all your spends, you get exciting discounts on partner brands, including Zomato, Myntra, and Paytm. Talking about the entertainment benefits, you get 10% off with BookMyShow while booking movies with this card. The additional benefits of this card include a 1% fuel surcharge waiver, exciting discount offers or partner brands, and many more.

Check your Neo Credit Card eligibility

Grab an Neo Credit Card with just a click and get exciting rewards and offers

Note: It will not affect your score

Neo Credit Card

Joining Fee

Rs. 0 + GST

Renewal Fee

Rs. 0 + GST

Best Suited For

Shopping | Food

Reward Type

Reward Points

Welcome Benefits

Get 100% cashback up to Rs. 300 on your first utility bill payment within 30 days of getting the card.

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reward and benefits +

Movie & Dining

You get 10% off on booking movie tickets on BookMyShow and 40% off food delivery while ordering with Zomato.

Rewards Rate

Earn 1 EDGE REWARD point on every Rs. 200 spent.

Reward Redemption

The Edge Rewards can be redeemed against an array of categories at the Edge Rewards Website at a rate of 1 Edge RP = Re. 0.20.

free & charges +

Interest Rates

3.6% per month (52.86 per annum)


Fuel Surcharge

1% fuel surcharge waived at all petrol pumps across India on transactions between Rs. 400 - Rs. 4000.

Foreign Currency Markup

3.5% on all foreign currency transactions

Cash Advance Charges

2.50% or a minimum of Rs. 500

product details +

  • 1 EDGE REWARD point on every Rs. 200 spent on this card.
  • Reward Points are redeemable against over 500 options.
  • Get 40% off on Zomato food delivery with an Axis Bank Neo Credit Card.
  • Get 15% off on dining at partner restaurants.
  • Get 10% off on Blinkit, Myntra, and BookMyShow.
  • 1% fuel surcharge waiver at all fuel stations in India.

pros / cons +

Pros

  • On a spend of Rs. 200, you would earn 1 Edge Point Reward, which can be later redeemed.
  • Get 10% off while booking movies with BookMyShow.

Cons

  • There are no insurance benefits provided with this card.
  • You can’t access international or domestic lounges at airports in India with the Axis Bank Neo Credit Card.