Check your Induslnd Bank Credit Card eligibility

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Note: It will not affect your score

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Axis Bank Credit Card Eligibility Criteria

Induslnd Bank Credit Card Eligibility

  • Age: The minimum age should be 21 years and the maximum age is Retirement age or 60 years whichever is lesser.
  • Income: Your net monthly income should be 20,000 at least
  • Occupation: All salaried and self-employed individuals
  • Credit Score: You should possess a good credit score.

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How to Apply For An Induslnd Bank Credit Card?

You can apply for an Induslnd Bank credit card online through the The money fair website. Just follow the steps below:

  • Visit The money fair to check the various Induslnd credit cards available.
  • After you have chosen the card you want to apply for, go to the application page.
  • Enter some basic details and click submit. An OTP will be dispatched to your mobile.
  • Enter this OTP for verification
  • Click on ‘view eligible Induslnd Bank offers and apply’

You can also apply for the Induslnd Bank credit card by going to the nearest Induslnd bank branch and filling the physical application form there. Ensure that you possess all the required documents with you.

Fees and Charges of Induslnd Credit Cards

Induslnd Bank offers a range of credit cards, each with different fees and charges. The fees and charges will vary depending on the type of credit card you choose. Some of the fees and charges that you may encounter when using a Induslnd credit card are:

Annual Fees

The annual fee for IndusInd Bank credit cards varies depending on the type of card. Some cards have no annual fee, while others charge as much as Rs. 3,000.

Interest rates

Interest rates on IndusInd Bank credit cards vary depending on the type of card and the features and benefits it offers. The interest rate is typically between 1.99% and 3.50%.

Late payment

Induslnd Bank also charges a late payment fee for credit card bills that are not paid on time. This fee is typically between Rs. 300 and Rs. 500.

Balance Transfer

Balance transfer fees are applicable when transferring funds from one credit card toanother. The fee is typically between 0.50% and 1.00%.

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Induslnd Credit Card FAQ

1. What is the eligibility criteria for getting Induslnd Bank Credit Card?

The eligibility criteria for getting an IndusInd Bank Credit Card varies depending on the type of card you are applying for. Generally, you must be a resident of India, aged 18 or above and have a minimum monthly income of Rs. 20,000. You must also have a good credit history and have the necessary documents like PAN Card, Aadhaar Card, etc. to be eligible for an IndusInd Bank Credit Card.

2. How to do IndusInd Bank credit card bill payment?

You can pay the bill on the Induslnd Bank website by logging into their internet banking portal or you can download their mobile app which also has the option of IndusInd Bank credit card bill payment. The offline method is where you can pay your bill at any Induslnd Bank branch.

3. Why was my Induslnd Bank credit card application rejected?

There are several possible reasons why your Induslnd Bank credit card application may have been rejected. These include a low credit score, insufficient income, too much existing debt, or incorrect information on your application. It's best to contact Induslnd Bank directly to find out the specific reason for the rejection.

4. How can I check my credit card usage?

You can check your credit card usage by logging into your credit card account online. Most credit card issuers have an online portal where you can view statements, view balances, and view recent transactions. You can also contact your credit card issuer directly to find out more information about your credit card usage.

5. Is it required to clear all dues on the IndusInd bank credit card before cancelling the credit card?

Yes, it is important to pay off all dues before cancelling the IndusInd Bank Credit Card. This is to avoid any late payment or default charges.

6. What is the minimum due in Induslnd Bank credit card?

The minimum due on an Induslnd Bank credit card is 5% of the total outstanding amount or a minimum of Rs. 200, whichever is higher.

7. How long will it take to obtain an Induslnd Bank credit card?

The timeline to obtain an IndusInd Bank credit card varies depending on the type of card and the customer's individual circumstances. Generally speaking, customers can expect to receive their card within 10-15 working days from the date of their application.