Grab an ICICI Bank Credit Card with just a click and get exciting rewards and offers
Note: It will not affect your score
Here is a list of common eligibility criteria for Axis Bank credit cards:
Credit Card Ho Toh Aisa!
It’s not just a credit card, it’s a rewards card!
Rewards & cashbacks
Instant Approval
Edge reward points
You can apply for an ICICI Bank credit card online through the The money fair website. Just follow the steps below:
You can also apply for the ICICI Bank credit card by going to the nearest ICICI bank branch and filling the physical application form there. Ensure that you possess all the required documents with you.
ICICI Bank offers a range of credit cards with different features and benefits. The fees and charges vary depending on the type of credit card :
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Annual Fees |
Most ICICI credit cards have an annual fee ranging from Rs. 500 to Rs. 5,000. |
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Joining Fee |
Joining fee is applicable in certain ICICI credit cards and ranges from Rs. 500 to Rs. 5,000. |
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Interest Rate |
The interest rate on ICICI credit cards is 3.50% to 42% per month. |
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Late Payment Fee |
Late payment fee is applicable in certain ICICI credit cards and ranges from Rs. 100 to Rs. 750. |
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Cash Advance Fee |
Cash advance fee is applicable in certain ICICI credit cards and ranges from 2.5% to 5% of the amount withdrawn. |
1. What is the eligibility criteria for getting a ICICI Bank Credit Card?
Indian resident with a minimum age of 18 years, Minimum annual income of ₹150,000 for salaried individuals and ₹300,000 for self-employed individuals Good credit score,Valid identity proof and address proof documents such as PAN, Aadhar, Voter ID, Passport, Driving license, etc.
2. How to do ICICI Bank credit card bill payment?
You can pay your ICICI Bank credit card bill through your online banking account. To do this, simply log into your online banking account, select the ‘Credit Card’ option and follow the on-screen instructions to make the payment.You can also pay your ICICI Bank credit card bill through the ICICI Bank mobile app,etc.
3. Why was my ICICI Bank credit card application rejected?
There can be several reasons why your ICICI Bank credit card application was rejected. These could include having a poor credit history, not meeting the minimum income requirements, not having a good track record of repayment on existing loans or credit cards, or not having an adequate credit score. Other reasons could include having unsettled dues on existing credit cards or loans, incorrect details provided on the application form, or any other reason as deemed fit by the bank.
4. How can I check my credit card usage?
You can check your credit card usage by logging into your online credit card account, or by calling the customer service number on the back of your credit card. Most credit card companies also offer mobile apps where you can view your transactions and manage your account.
5. What is the monthly limit of ICICI credit cards?
The monthly spending limit on an ICICI credit card depends on the individual customer's credit limit. Generally, the monthly spending limit is equal to the credit limit.
6. What is the minimum payment for an ICICI bank credit card?
The minimum payment for an ICICI bank credit card varies depending on the type of card. Generally, you must pay at least 5% of the total outstanding balance on your credit card, or ₹200, whichever is higher.
7. Which are some of the best ICICI credit cards?
ICICI Bank Sapphiro Credit Card, ICICI Bank Rubyx Credit Card, ICICI Bank Coral Credit Card, ICICI Bank Emeralde Credit Card, ICICI Bank Manchester United Credit Card, ICICI Bank Platinum Chip Credit Card, ICICI Bank Unifare Metro Credit Card, ICICI Bank MoneyBack Credit Card, ICICI Bank Air India Credit Card, ICICI Bank Amazon Pay Credit Card
