Check your SBI Bank Credit Card eligibility

Grab an SBI Bank Credit Card with just a click and get exciting rewards and offers

Note: It will not affect your score

Best SBI Credit Cards in India 2022

SBI Elite Credit Card

Annual Fees: nil*
Reward Type: NA
Joining Fees: 3.40%

Pulse SBI Credit card

Annual Fees: nil*
Reward Type: NA
Joining Fees: 3.40%

Apply for other SBI Credit Cards

Axis Bank Credit Card Eligibility Criteria

SBI Bank Credit Card Eligibility Criteria

Here is a list of common eligibility criteria for Axis Bank credit cards:

  • As a primary cardholder, you must be in the age group of 21 to 70 years
  • You must either be a self-employed or a salaried professional
  • Your income source must be regular
  • You must have a good credit score.

Credit Card Ho Toh Aisa!

It’s not just a credit card, it’s a rewards card!

Rewards & cashbacks

Instant Approval

Edge reward points

Apply Now

How to Apply For An SBI Bank Credit Card?

You can apply for an SBI Bank credit card online through the The money fair website. Just follow the steps below:

  • Visit The money fair to check the various SBI credit cards available.
  • After you have chosen the card you want to apply for, go to the application page.
  • Enter some basic details and click submit. An OTP will be dispatched to your mobile.
  • Enter this OTP for verification
  • Click on ‘view eligible SBI Bank offers and apply’

You can also apply for the SBI Bank credit card by going to the nearest SBI bank branch and filling the physical application form there. Ensure that you possess all the required documents with you.

Fees and Charges of SBI Credit Cards

SBI Bank offers a range of credit cards, each with different fees and charges. The fees and charges will vary depending on the type of credit card you choose. Some of the fees and charges that you may encounter when using a SBI credit card are:

Annual Fees

Depending on the type of SBI credit card, the annual fee charged ranges from Rs. 499 to Rs. 4,999.

Interest rates

The interest rate for SBI Credit Cards ranges from 1.99% to 3.49% per month.

Late payment

If the due amount is not paid by the due date, then late payment charges will be applicable. The amount of the late payment charges depends on the amount due.

Balance Transfer

If you transfer the balance from your existing credit card to an SBI card, then a balance transfer fee will be applicable. The fee is usually 2.5% of the balance amount that you are transferring.

How to Apply for SBI bank Credit Card on

SBI bank Credit Card - Apply for SBI bank Credit Cards Online & Get benefits like Fuel ✓ Airline ✓ PAYBACK ✓ Lifestyle ✓ Reward Points ✓ Cashback available on SBI bank Credit Card in India.

SBI bank Credit Card FAQ

1. What is the eligibility criteria for getting a SBI Bank Credit Card?

The eligibility criteria for getting a SBI Bank Credit Card depends on the type of card you are applying for. Generally, the eligibility criteria includes the following: Age: 18-70 years, Income: Must have a minimum annual income of Rs. 1.8 lakhs, Credit Score: Must have a good credit score, Residence: Must be a resident of India, Documents: Must submit the required documents for KYC verification

2. How to do SBI Bank credit card bill payment?

You can pay the bill on the Kotak website by logging into their internet banking portal or you can download their mobile app which also has the option of credit card bill payment. The offline method is where you can pay your bill at any Kotak branch.

3. Why was my SBI Bank credit card application rejected?

The most common reasons for credit card application rejections are insufficient income, a poor credit history, a low credit score, and an insufficient length of credit history. Other reasons could include an incorrect application, inaccurate or incomplete information, or an inability to verify your identity.

4. How can I check my credit card usage?

The best way to check your credit card usage is to review your monthly statement or log in to your online account. You can also call your credit card company's customer service line to request a detailed breakdown of your purchases.

5. Is it possible to get an SBI bank credit card without income proof?

No, it is not possible to get an SBI bank credit card without income proof. All applicants for an SBI bank credit card must provide proof of income, such as salary slips, bank statements, or tax returns.

6. What is the rate of interest on the SBI bank credit card?

The rate of interest on SBI bank credit cards varies depending on the type of credit card. Generally, the interest rate is around 3.35% per annum.

7. When can I apply for an SBI credit card?

You can apply for an SBI credit card at any time directly through the SBI website. You can also apply through the SBI branch or through a third-party vendor.